{"id":12956,"date":"2022-05-02T15:43:07","date_gmt":"2022-05-02T13:43:07","guid":{"rendered":"https:\/\/blaha.adsventure.cz\/?p=12956"},"modified":"2025-01-21T10:18:19","modified_gmt":"2025-01-21T09:18:19","slug":"nazvoslovi-v-realitach-2","status":"publish","type":"post","link":"https:\/\/blaha.adsventure.cz\/cs_cz\/nazvoslovi-v-realitach-2\/","title":{"rendered":"N\u00e1zvoslov\u00ed v realit\u00e1ch"},"content":{"rendered":"\t\t
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Velk\u00e9 shrnut\u00ed n\u00e1zvoslov\u00ed v realit\u00e1ch<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Anuita<\/strong>\u00a0– platba umo\u0159uj\u00edc\u00ed \u00fav\u011br, skl\u00e1d\u00e1 se jak ze samotn\u00e9 spl\u00e1tky, tak i z \u00faroku. V\u00fd\u0161e t\u00e9to \u010d\u00e1stky je po dobu spl\u00e1cen\u00ed stejn\u00e1. Na po\u010d\u00e1tku je z jistiny z v\u011bt\u0161\u00ed \u010d\u00e1sti umo\u0159en \u00farok a n\u00e1sledn\u011b se pom\u011br plynule sni\u017euje ve prosp\u011bch samotn\u00e9 spl\u00e1tky.\u00a0<\/p>

Anuitn\u00ed spl\u00e1cen\u00ed<\/strong>\u00a0– Formou tohoto spl\u00e1cen\u00ed je jistina umo\u0159ov\u00e1na po celou dobu spl\u00e1cen\u00ed nem\u011bnnou v\u00fd\u0161i spl\u00e1tky. Sou\u010d\u00e1st\u00ed anuitn\u00ed spl\u00e1tky je samotn\u00e1 spl\u00e1tka jistiny a \u00farok. Jejich\u017e vz\u00e1jemn\u00fd pom\u011br se po dobu spl\u00e1cen\u00ed m\u011bn\u00ed.<\/p>

Bankovn\u00ed z\u00e1ruka<\/strong>\u00a0– Bankovn\u00ed z\u00e1ruka vznik\u00e1 p\u00edsemn\u00fdm prohl\u00e1\u0161en\u00edm banky v z\u00e1ru\u010dn\u00ed listin\u011b, \u017ee uspokoj\u00ed v\u011b\u0159itele do v\u00fd\u0161e ur\u010dit\u00e9 pen\u011b\u017en\u00ed \u010d\u00e1stky podle obsahu z\u00e1ru\u010dn\u00ed listiny. K tomuto doch\u00e1z\u00ed v p\u0159\u00edpad\u011b, \u017ee nen\u00ed dlu\u017en\u00edkem dodr\u017een ur\u010dit\u00fd z\u00e1vazek nebo v p\u0159\u00edpad\u011b poru\u0161en\u00ed podm\u00ednek, kter\u00e9 jsou uvedeny v z\u00e1ru\u010dn\u00ed listin\u011b.<\/p>

Bonitovan\u00e1 p\u016fdn\u011b ekologick\u00e1 jednotka (BPEJ)\u00a0<\/strong>– Jedn\u00e1 se o p\u011btim\u00edstn\u00fd \u010d\u00edseln\u00fd k\u00f3d, vyjad\u0159uj\u00edc\u00ed hlavn\u00ed p\u016fdn\u00ed a klimatick\u00e9 podm\u00ednky, na jeho\u017e z\u00e1klad\u011b jsou oce\u0148ov\u00e1ny zem\u011bd\u011blsk\u00e9 pozemky. P\u016fdn\u00ed a klimatick\u00e9 podm\u00ednky maj\u00ed d\u016fle\u017eit\u00fd vliv na ekonomick\u00e9 hodnocen\u00ed zem\u011bd\u011blsk\u00e9 p\u016fdy.<\/p>

Budova\u00a0<\/strong>– nadzemn\u00ed stavba, kter\u00e1 je prostorov\u011b soust\u0159ed\u011bna a navenek uzav\u0159ena obvodov\u00fdmi st\u011bnami a st\u0159e\u0161n\u00ed konstrukc\u00ed a kter\u00e9 bylo p\u0159id\u011blen\u00e9 popisn\u00e9 nebo eviden\u010dn\u00ed \u010d\u00edslo (z\u00e1kon 344\/1992 Sb.).<\/p>

Budova rozestav\u011bn\u00e1\u00a0<\/strong>– budova v alespo\u0148 takov\u00e9m stupni rozestav\u011bnosti, \u017ee ji\u017e je patrn\u00e9 stavebn\u011b technick\u00e9 a funk\u010dn\u00ed uspo\u0159\u00e1d\u00e1n\u00ed prvn\u00edho nadzemn\u00edho podla\u017e\u00ed, pokud j\u00ed dosud nebylo p\u0159id\u011bleno \u010d\u00edslo popisn\u00e9 nebo eviden\u010dn\u00ed, a u budovy, kter\u00e9 se \u010d\u00edslo popisn\u00e9 nebo eviden\u010dn\u00ed nep\u0159id\u011bluje, pokud dosud nebylo zapo\u010dato s jej\u00edm u\u017e\u00edv\u00e1n\u00edm (z\u00e1kon 344\/1992 Sb.).<\/p>

Byt\u00a0<\/strong>– Jedn\u00e1 se o m\u00edstnost nebo soubor m\u00edstnost\u00ed, kter\u00e9 z hlediska stavebn\u011b technick\u00e9ho jsou tak funk\u010dn\u011b uspo\u0159\u00e1d\u00e1ny, \u017ee jsou pln\u011b vyhovuj\u00edc\u00ed pro trval\u00e9 bydlen\u00ed. O tom, zda je byt ur\u010den k bydlen\u00ed rozhoduje stavebn\u00ed \u00fa\u0159ad.<\/p>

Byt rozestav\u011bn\u00fd\u00a0<\/strong>– Rozestav\u011bn\u00fd byt sest\u00e1vaj\u00edc\u00ed se z m\u00edstnosti nebo souboru m\u00edstnost\u00ed, kter\u00fd je, v souladu se stavebn\u00edm povolen\u00edm, ur\u010den k bydlen\u00ed. D\u016fm mus\u00ed b\u00fdt v takov\u00e9m rozestav\u011bn\u00e9m st\u00e1diu, aby ji\u017e byl ohrani\u010den obvodov\u00fdmi zdmi a kryt st\u0159e\u0161n\u00ed konstrukc\u00ed.<\/p>

Byt v osobn\u00edm vlastnictv\u00ed\u00a0<\/strong>– Jedn\u00e1 se o byt, kter\u00fd je v souladu se z\u00e1konem \u010d. 72\/1994 Sb., Z\u00e1kon o vlastnictv\u00ed byt\u016f, zaps\u00e1n v katastru nemovitost\u00ed jako bytov\u00e1 jednotka.<\/p>

Bytov\u00e9 dru\u017estvo (BD)\u00a0<\/strong>– Spole\u010denstv\u00ed neuzav\u0159en\u00e9ho po\u010dt\u016f osob, kter\u00e9 je zalo\u017eeno pro \u00fa\u010del zaji\u0161t\u011bn\u00ed bytov\u00fdch pot\u0159eb sv\u00fdch \u010dlen\u016f.<\/p>

Bytov\u00e9 nemovitosti\u00a0<\/strong>– ozna\u010dujeme byt, rodinn\u00fd d\u016fm a bytov\u00fd d\u016fm.<\/p>

Bytov\u00fd d\u016fm\u00a0<\/strong>– obytn\u00e1 budova ur\u010den\u00e1 k bydlen\u00ed, kter\u00e1 se skl\u00e1d\u00e1 z v\u00edce byt\u016f, kter\u00e9 jsou p\u0159\u00edstupn\u00e9 ze spole\u010dn\u00fdch domovn\u00edch prostor. Bytov\u00fd d\u016fm m\u00e1 spole\u010dn\u00fd hlavn\u00ed vstup, kter\u00fd je p\u0159\u00edstupn\u00fd z hlavn\u00ed komunikace.<\/p>

Bytov\u00fd fond\u00a0<\/strong>– suma byt\u016f ur\u010dit\u00e9 lokality.<\/p>

\u010cerp\u00e1n\u00ed\u00a0<\/strong>– Vyu\u017eit\u00ed poskytnut\u00e9ho finan\u010dn\u00edho obnosu. Klient m\u00e1 mo\u017enost si vybrat \u00fa\u010det kam budou prost\u0159edky poskytnuty. K \u010derp\u00e1n\u00ed doch\u00e1z\u00ed jak jednor\u00e1zovou, tak i postupnou formou.<\/p>

\u010cerp\u00e1n\u00ed jednor\u00e1zov\u00e9\u00a0<\/strong>– Jednor\u00e1zov\u00e9 p\u0159eveden\u00ed finan\u010dn\u00edch prost\u0159edk\u016f na klientem vybran\u00fd \u00fa\u010det.<\/p>

\u010cerp\u00e1n\u00ed postupn\u00e9\u00a0<\/strong>– Opakovan\u00e9 poskytnut\u00ed finan\u010dn\u00edch prost\u0159edk\u016f na klientem ur\u010den\u00fd \u00fa\u010det. K \u010derp\u00e1n\u00ed doch\u00e1z\u00ed ve v\u00edce \u010d\u00e1stk\u00e1ch na klientem ur\u010den\u00fd \u00fa\u010det. Pro ka\u017ed\u00e9 dal\u0161\u00ed \u010derp\u00e1n\u00ed je klient povinen plnit dohodnut\u00e9 smluvn\u00ed podm\u00ednky, kter\u00e9 jsou uveden\u00e9 v \u00fav\u011brov\u00e9 smlouv\u011b.<\/p>

\u010cerp\u00e1n\u00ed \u00fav\u011bru<\/strong>\u00a0– po seps\u00e1n\u00ed \u00fav\u011brov\u00e9 smlouvy m\u016f\u017ee klient za\u010d\u00edt \u010derpat poskytnut\u00e9 finan\u010dn\u00ed prost\u0159edky a to podle podm\u00ednek stanoven\u00fd v p\u0159\u00edslu\u0161n\u00e9 \u00fav\u011brov\u00e9 smlouv\u011b.<\/p>

\u010cerp\u00e1n\u00ed \u00fav\u011bru ze stavebn\u00edho spo\u0159en\u00ed<\/strong>\u00a0– \u00fav\u011br ze stavebn\u00edho spo\u0159en\u00ed lze \u010derpat ve chv\u00edli, kdy uzav\u0159en\u00e1 smlouva na stavebn\u00ed spo\u0159en\u00ed trv\u00e1 alespo\u0148 24 m\u011bs\u00edc\u016f a vy m\u00e1te v r\u00e1mci sv\u00e9ho stavebn\u00edho spo\u0159en\u00ed naspo\u0159eno minim\u00e1ln\u011b 30 \u2013 50% c\u00edlov\u00e9 \u010d\u00e1stky, na kterou jste smlouvu uzav\u0159eli<\/p>

\u010c\u00edslo eviden\u010dn\u00ed\u00a0<\/strong>– Eviden\u010dn\u00edm \u010d\u00edslem se ozna\u010duj\u00ed budovy, kter\u00fdm nebylo p\u0159id\u011bleno \u010d\u00edslo popisn\u00e9. Jedn\u00e1 se p\u0159edev\u0161\u00edm o budovy a objekty, kter\u00e9 jsou ur\u010deny pro ob\u010dasn\u00e9 bydlen\u00ed, nap\u0159. rekrea\u010dn\u00ed stavby.<\/p>

\u010c\u00edslo orienta\u010dn\u00ed (modr\u00e1 barva)\u00a0<\/strong>– Slou\u017e\u00ed zejm\u00e9na k navigaci a v adrese se od \u010d\u00edsla popisn\u00e9ho se odd\u011bluje lom\u00edtkem.<\/p>

\u010c\u00edslo parceln\u00ed\u00a0<\/strong>– Parceln\u00ed \u010d\u00edslo se ud\u011bluje parcel\u00e1m, kter\u00e9 jsou uvedeny v katastru nemovitost\u00ed a slou\u017e\u00ed k nep\u0159\u00edm\u00e9 identifikaci v r\u00e1mci katastr\u00e1ln\u00edho \u00fazem\u00ed.<\/p>

\u010c\u00edslo popisn\u00e9 (\u010derven\u00e1 barva)\u00a0<\/strong>– Ud\u011bluje se ka\u017ed\u00e9 samostatn\u00e9 budov\u011b, jedn\u00e1-li se o stavbu trval\u00e9ho charakteru.<\/p>

Definice ploch\u00a0<\/strong>– zde uveden\u00e9 definice jsou stanoveny z n\u00e1m dostupn\u00fdch norem \u010cSN, vyhl\u00e1\u0161ek a standardn\u00edch pojm\u016f pou\u017e\u00edvan\u00fdch v pozemn\u00edm stavitelstv\u00ed. P\u0159esn\u00e9 definov\u00e1n\u00ed jednotliv\u00fdch pojm\u016f nen\u00ed v p\u0159im\u011b\u0159en\u00e9m rozsahu mo\u017en\u00e9. Ve\u0161ker\u00e9 pojmy maj\u00ed n\u00e1vaznost na zna\u010dn\u00e9m mno\u017estv\u00ed omezuj\u00edc\u00edch podm\u00ednek a souvislost\u00ed. Jednotliv\u00e9 n\u00e1zvy m\u00edstnost\u00ed by m\u011bli akceptovat zkolaudovan\u00fd stav objektu a nikoliv skute\u010dn\u00e9 resp. p\u0159edpokl\u00e1dan\u00e9 vyu\u017eit\u00ed.<\/p>

1. POZEMKY<\/p>

1.1. Celkov\u00e1 plocha pozemku<\/p>

Jedn\u00e1 se o celkovou plochu pozemku, kter\u00e1 by m\u011bla b\u00fdt toto\u017en\u00e1 s plochou pozemku zapsanou v katastru nemovitost\u00ed dle parceln\u00edho \u010d\u00edsla. Vlastn\u00ed stavebn\u00ed objekty jsou zpravidla postaveny na tzv. stavebn\u00ed parcele. Plocha stavebn\u00ed parcely nen\u00ed v\u011bt\u0161inou toto\u017en\u00e1 se zastav\u011bnou plochou.<\/p>

1.2. Zastav\u011bn\u00e1 plocha<\/p>

Jednotn\u00e1 definice zastav\u011bn\u00e9 plochy vzhledem v n\u00e1vaznosti na stavebn\u00ed z\u00e1kon neexistuje. Definice zastav\u011bn\u00e9 plochy podle \u010cSN je \u201eplocha p\u016fdorysn\u00e9ho \u0159ezu vymezen\u00e1 vn\u011bj\u0161\u00edm obvodem svisl\u00fdch konstrukc\u00ed uva\u017eovan\u00e9ho celku (budovy, podla\u017e\u00ed nebo jejich \u010d\u00e1st\u00ed); v prvn\u00edm podla\u017e\u00ed se m\u011b\u0159\u00ed nad podno\u017e\u00ed nebo podezd\u00edvkou, p\u0159i\u010dem\u017e se izola\u010dn\u00ed p\u0159izd\u00edvky nezapo\u010d\u00edt\u00e1vaj\u00ed. U objektu nezakryt\u00fdch nebo polozakryt\u00fdch je zastav\u011bn\u00e1 plocha vymezena obalov\u00fdmi \u010darami veden\u00fdmi vn\u011bj\u0161\u00edmi l\u00edci svisl\u00fdch konstrukc\u00ed v rovin\u011b upraven\u00e9ho ter\u00e9nu\u201c.<\/p>

Zjednodu\u0161en\u011b \u0159e\u010deno se v b\u011b\u017en\u00fdch p\u0159\u00edpadech jedn\u00e1 o plochu vymezenou vn\u011bj\u0161\u00edm l\u00edcem obvodov\u00e9 konstrukce.<\/p>

1.3. Plocha zahrady<\/p>

Zde bych to definoval jako celkovou plochu pozemku, ze kter\u00e9ho je ode\u010dtena zastav\u011bn\u00e1 plocha v\u0161ech staveb na pozemku a plocha zpevn\u011bn\u00fdch cest.<\/p>

1.4. Zpevn\u011bn\u00e9 plochy<\/p>

Jedn\u00e1 se o plochy komunikac\u00ed (parkovac\u00ed st\u00e1n\u00ed, cesty apod.) a ostatn\u00ed plochy zpevn\u011bn\u00e9 (venkovn\u00ed terasy apod.), kter\u00e9 maj\u00ed zpevn\u011bn\u00fd povrch.<\/p>

2. OBYTN\u00c9 BUDOVY<\/p>

Mezi obytn\u00e9 budovy jsou zahrnuty bytov\u00e9 domy, obytn\u00e9 \u010d\u00e1sti v budov\u00e1ch jin\u00e9ho \u00fa\u010delu, n\u00e1stavby a p\u0159\u00edstavby budov, jimi\u017e vznikaj\u00ed nov\u00e9 byty, rodinn\u00e9 domy, n\u00e1stavby a p\u0159\u00edstavby rodinn\u00fdch dom\u016f.<\/p>

2.1. U\u017eitn\u00e1 plocha<\/p>

Sou\u010det ploch v\u0161ech m\u00edstnost\u00ed budovy.<\/p>

2.2. Celkov\u00e1 plocha bytu (podlahov\u00e1 plocha)<\/p>

Sou\u010det ploch v\u0161ech m\u00edstnost\u00ed bytu v\u010detn\u011b teras, balk\u00f3n\u016f a lod\u017ei\u00ed.<\/p>

2.3. Plocha obytn\u00fdch m\u00edstnost\u00ed (obytn\u00e1 m\u00edstnost)<\/p>

Sou\u010det ploch v\u0161ech m\u00edstnost\u00ed, kter\u00e9 spl\u0148uj\u00ed po\u017eadavky na obytnou m\u00edstnost. Obytn\u00e1 m\u00edstnost je \u010d\u00e1st bytu (zejm\u00e9na ob\u00fdvac\u00ed pokoj, lo\u017enice, j\u00eddelna), kter\u00e1 spl\u0148uje po\u017eadavky zvl\u00e1\u0161tn\u00edho p\u0159edpisu, je ur\u010dena k trval\u00e9mu bydlen\u00ed a m\u00e1 nejmen\u0161\u00ed podlahovou plochu 8 m2; pokud tvo\u0159\u00ed byt jedin\u00e1 obytn\u00e1 m\u00edstnost, mus\u00ed m\u00edt podlahovou plochu nejm\u00e9n\u011b 16 m2 (v Praze 18 m2)\u201c. V Praze se d\u00e1le za obytnou m\u00edstnost pova\u017euje kuchy\u0148 s podlahovou plochou nad 12 m2. U m\u00edstnost\u00ed se zkosen\u00fdmi stropy (podkrov\u00ed) se do plochy obytn\u00e9 m\u00edstnosti nezapo\u010d\u00edt\u00e1v\u00e1 plocha se sv\u011btlou v\u00fd\u0161kou men\u0161\u00ed ne\u017e 1,3 m (v Praze 1,2 m).<\/p>

D\u00e1le mus\u00ed obytn\u00e1 m\u00edstnost spl\u0148ovat zna\u010dn\u00e9 mno\u017estv\u00ed parametr\u016f od dostate\u010dn\u00e9 sv\u011btl\u00e9 v\u00fd\u0161ky, p\u0159es parametry vnit\u0159n\u00edho prost\u0159ed\u00ed, a\u017e po n\u00e1vaznost na ostatn\u00ed m\u00edstnosti bytu. P\u0159esn\u00e9 stanoven\u00ed t\u011bchto podm\u00ednek je obsa\u017eeno v n\u011bkolika norm\u00e1ch \u010cSN a vyhl\u00e1\u0161k\u00e1ch a nen\u00ed mo\u017eno ho zjednodu\u0161en\u011b shrnout v p\u00e1r odstavc\u00edch.<\/p>

3. REKREA\u010cN\u00cd CHATY<\/p>

Zastav\u011bn\u00e1 plocha, u\u017eitn\u00e1 plocha, plocha pozemku (tyto pojmy jsou vysv\u011btleny v\u00fd\u0161e).<\/p>

4. KOMER\u010cN\u00cd PROSTORY<\/p>

Pojmy plocha nejmen\u0161\u00ed a plocha nejv\u011bt\u0161\u00ed nen\u00ed b\u011b\u017en\u011b v praxi vyu\u017e\u00edv\u00e1na. Ostatn\u00ed pojmy jsou op\u011bt definov\u00e1ny ji\u017e v\u00fd\u0161e.<\/p>

Zde bych je\u0161t\u011b zavedl pojem \u201ekancel\u00e1\u0159sk\u00e1 plocha\u201c. Jedn\u00e1 se o plochu v\u0161ech kancel\u00e1\u0159\u00ed (nezapo\u010d\u00edt\u00e1vaj\u00ed se sklady, soci\u00e1ln\u00ed z\u00e1zem\u00ed apod.).<\/p>

5. ZEM\u011aD\u011aLSK\u00c9 OBJEKTY<\/p>

Pojmy op\u011bt viz v\u00fd\u0161e.<\/p>

6. HOTELY, PENSIONY, RESTAURACE<\/p>

Pojmy op\u011bt viz v\u00fd\u0161e. U hotel\u016f a pension\u016f by m\u011blo b\u00fdt t\u0159\u00edd\u011bn\u00ed provedeno hlavn\u011b podle kategorizace (po\u010det hv\u011bzdi\u010dek), na kter\u00e9 se op\u011bt v\u00e1\u017eou ploch pokoj\u016f.<\/p>

Delikvence\u00a0<\/strong>– K delikvenci doch\u00e1z\u00ed tehdy, pokud je jak\u00e1koliv dlu\u017en\u00e1 \u010d\u00e1stka v prodlen\u00ed s term\u00ednem splatnosti.<\/p>

Depozitum\u00a0<\/strong>– Vlo\u017een\u00e1 \u010d\u00e1stka do pen\u011b\u017en\u00edho \u00fastavu.<\/p>

Dluh\u00a0<\/strong>– Z\u00e1vazek dlu\u017en\u00edka k ur\u010dit\u00e9mu pln\u011bn\u00ed v\u011b\u0159iteli, ke kter\u00e9mu doch\u00e1z\u00ed v r\u00e1mci pr\u00e1vn\u00edho vztahu.<\/p>

Dluhopis\u00a0<\/strong>– Jedn\u00e1 se o dluhov\u00fd cenn\u00fd pap\u00edr, kter\u00fdm se dlu\u017en\u00edk zavazuje splnit sv\u016fj z\u00e1vazek k ur\u010dit\u00e9mu datu. A z\u00e1rove\u0148 vznik\u00e1 majiteli dluhopisu pr\u00e1vo po\u017eadovat po dlu\u017en\u00edkovi pln\u00e9 pln\u011bn\u00ed ve stanoven\u00e9m term\u00ednu.<\/p>

Dlu\u017en\u00edk\u00a0<\/strong>– Dlu\u017en\u00edkem se st\u00e1v\u00e1 ka\u017ed\u00e1 osoba, kter\u00e1 se zav\u00e1\u017ee v\u011b\u0159iteli splatit poskytnut\u00fd finan\u010dn\u00ed obnos.<\/p>

Doba splatnosti\u00a0<\/strong>– Term\u00edn ur\u010den\u00fd dle smlouvy, do kter\u00e9ho je dlu\u017en\u00edk povinen splatit poskytnut\u00fd finan\u010dn\u00ed obnos v\u010detn\u011b p\u0159\u00edslu\u0161enstv\u00edm.<\/p>

Do\u010derp\u00e1n\u00ed\u00a0<\/strong>– K do\u010derp\u00e1n\u00ed doch\u00e1z\u00ed tehdy, kdy klient obdr\u017eel cel\u00fd dohodnut\u00fd finan\u010dn\u00ed obnos.<\/p>

Dokument\u00e1rn\u00ed akreditiv\u00a0<\/strong>– Jedn\u00e1 se o neodvolateln\u00fd p\u00edsemn\u00fd z\u00e1vazek, kter\u00fd zaji\u0161\u0165uje prod\u00e1vaj\u00edc\u00edmu, \u017ee po spln\u011bn\u00ed akreditivn\u00edch podm\u00ednek dostane za zbo\u017e\u00ed zaplaceno. A z\u00e1rove\u0148 zaji\u0161\u0165uje jistotu kupuj\u00edc\u00edmu, \u017ee vyplacen\u00ed ur\u010dit\u00e9 \u010d\u00e1stky nebude provedeno, pokud prod\u00e1vaj\u00edc\u00ed nespln\u00ed podm\u00ednky, kter\u00e9 mu stanov\u00ed.<\/p>

Dra\u017eba\u00a0<\/strong>– Prodej, kter\u00fd je ve\u0159ejn\u00fd a p\u0159\u00edstupn\u00fd pro v\u011bt\u0161\u00ed po\u010det lid\u00ed. P\u0159edm\u011bt prodeje n\u00e1le\u017e\u00ed tomu kupuj\u00edc\u00edmu, kter\u00fd nab\u00eddne nejvy\u0161\u0161\u00ed nab\u00eddku, a to ud\u011blen\u00edm p\u0159\u00edklepu. Z\u00e1rove\u0148 se mus\u00ed kupuj\u00edc\u00ed zav\u00e1zat, \u017ee budou spln\u011bny ve\u0161ker\u00e9 podm\u00ednky, kter\u00e9 jsou pro tento typ prodeje stanoven\u00e9.<\/p>

Dra\u017eba dobrovoln\u00e1\u00a0<\/strong>– Prob\u00edh\u00e1 z vlastn\u00ed v\u016fle vlastn\u00edka p\u0159edm\u011btu dra\u017eby. Vlastn\u00edk m\u016f\u017ee b\u00fdt i opr\u00e1vn\u011bn\u00e1 osoba, kter\u00e1 opr\u00e1vn\u011bn\u00ed z\u00edsk\u00e1 na z\u00e1klad\u011b pr\u00e1vn\u00edho p\u0159edpisu, tzn., \u017ee navrhovatelem dra\u017eby se m\u016f\u017ee st\u00e1t i likvid\u00e1tor nebo spr\u00e1vce konkursn\u00ed podstaty.<\/p>

Dra\u017eba nedobrovoln\u00e1\u00a0<\/strong>– Prob\u00edh\u00e1 bez souhlasu vlastn\u00edka p\u0159edm\u011btu dra\u017eby na n\u00e1vrh dra\u017eebn\u00edho v\u011b\u0159itele. Mezi dra\u017eebn\u00ed v\u011b\u0159itele \u0159ad\u00edmez\u00e1stavn\u00ed v\u011b\u0159itel\u00e9, v\u011b\u0159itel\u00e9, jejich\u017e pohled\u00e1vky jsou zaji\u0161t\u011bny omezen\u00edm p\u0159evodu nemovitosti, v\u011b\u0159itel\u00e9, jejich\u017e pohled\u00e1vky jsou zaji\u0161t\u011bny zadr\u017eovac\u00edm pr\u00e1vem a dal\u0161\u00ed.<\/p>

Dra\u017eebn\u00ed jistota\u00a0<\/strong>– Jedn\u00e1 se o pen\u011b\u017eit\u00fd prost\u0159edek nebo bankovn\u00ed z\u00e1ruku, kterou je \u00fa\u010dastn\u00edk dra\u017eby povinen slo\u017eit. V\u00fd\u0161i a term\u00edn, do kdy mus\u00ed b\u00fdt dra\u017eebn\u00ed jistota slo\u017eena ur\u010d\u00ed vyhl\u00e1\u0161ka o dra\u017eb\u011b. V p\u0159\u00edpad\u011b, \u017ee \u00fa\u010dastn\u00edk dra\u017eby nevydra\u017e\u00ed p\u0159edm\u011bt dra\u017eby, je mu dra\u017eebn\u00ed jistota bezodkladn\u011b vr\u00e1cena.<\/p>

Dra\u017eebn\u00ed vyhl\u00e1\u0161ka<\/strong>\u00a0– Jedn\u00e1 se vyhla\u0161ovac\u00ed dokument, ve kter\u00e9m jsou uvedeny pot\u0159ebn\u00e9 informace pro kon\u00e1n\u00ed dra\u017eby, a dle kter\u00e9 se vyhla\u0161uje kon\u00e1n\u00ed dra\u017eby. Ve vyhl\u00e1\u0161ce je uveden dra\u017eebn\u00edk, popis dra\u017eebn\u00edho p\u0159edm\u011btu, term\u00edn a m\u00edsto kon\u00e1n\u00ed, typ dra\u017eby. D\u00e1le nejni\u017e\u0161\u00ed pod\u00e1n\u00ed a minim\u00e1ln\u00ed p\u0159\u00edhoz, lh\u016fta pro slo\u017een\u00ed dra\u017eebn\u00ed jistiny, a dal\u0161\u00ed.<\/p>

Dra\u017eebn\u00edk\u00a0<\/strong>– M\u016f\u017ee b\u00fdt jak fyzick\u00e1, kter\u00e1 je zaps\u00e1na v \u017eivnostensk\u00e9m rejst\u0159\u00edku, tak i pr\u00e1vnick\u00e1 osoba, kter\u00e1 je zaps\u00e1na v obchodn\u00edm rejst\u0159\u00edku. Dra\u017eebn\u00edkem m\u016f\u017ee b\u00fdt tak\u00e9 p\u0159\u00edslu\u0161n\u00fd org\u00e1n st\u00e1tn\u00ed spr\u00e1vy.<\/p>

Drobn\u00fdmi stavba<\/strong>\u00a0– stavba s jedn\u00edm nadzemn\u00edm podla\u017e\u00edm, pokud jejich zastav\u011bn\u00e1 plocha nep\u0159esahuje 16 m 2 a v\u00fd\u0161ka 4,5 m, kter\u00e9 pln\u00ed dopl\u0148kovou funkci ke stavb\u011b hlavn\u00ed, a stavby na pozemc\u00edch ur\u010den\u00fdch k pln\u011bn\u00ed funkc\u00ed lesa, slou\u017e\u00edc\u00ed k zaji\u0161\u0165ov\u00e1n\u00ed provozu lesn\u00edch \u0161kolek nebo k provozov\u00e1n\u00ed myslivosti, pokud jejich zastav\u011bn\u00e1 plocha nep\u0159esahuje 30 m 2 a v\u00fd\u0161ka 5 m. Za drobn\u00e9 stavby se nepova\u017euj\u00ed stavby gar\u00e1\u017e\u00ed, sklad\u016f ho\u0159lavin a v\u00fdbu\u0161nin, stavby pro civiln\u00ed ochranu, po\u017e\u00e1rn\u00ed ochranu, stavby uranov\u00e9ho pr\u016fmyslu a jadern\u00fdch za\u0159\u00edzen\u00ed, sklady a skl\u00e1dky nebezpe\u010dn\u00fdch odpad\u016f a stavby vodn\u00edch d\u011bl (z\u00e1kon 344\/1992 Sb.).<\/p>

Druhy pozemk\u016f\u00a0<\/strong>– Pozemek je ohrani\u010den\u00e1 \u010d\u00e1st zemsk\u00e9ho povrchu a mezi jeho druhy \u0159ad\u00edme zem\u011bd\u011blsk\u00e9 pozemky (orn\u00e1 p\u016fda, chmelnice, vinice, zahrada, trval\u00fd travn\u00ed porost, ovocn\u00fd sad), lesn\u00ed pozemek, vodn\u00ed plocha, zastav\u011bn\u00e9 plochy a n\u00e1dvo\u0159\u00ed a ostatn\u00ed plochy.<\/p>

Dru\u017estevn\u00ed byt\u00a0<\/strong>– Vlastn\u00edkem dru\u017estevn\u00edho bytu je dru\u017estvo, jeho\u017e \u010dlenov\u00e9 maj\u00ed dle pr\u00e1v a povinnost\u00ed spojen\u00e9 s \u010dlenstv\u00edm v dru\u017estvu n\u00e1jemn\u00ed pr\u00e1vo.<\/p>

D\u016fm s byty a nebytov\u00fdmi prostory ve vlastnictv\u00ed<\/strong>\u00a0– Jedn\u00e1 se o budovu rozd\u011blenou na samostatn\u00e9 bytov\u00e9 a nebytov\u00e9 jednotky. Tyto jednotky jsou vedeny v listu vlastnictv\u00ed. Na spole\u010dn\u00e9 \u010d\u00e1sti domu je ur\u010den spoluvlastnick\u00fd pod\u00edl vlastn\u00edk\u016f jednotek.<\/p>

Evidence nemovitost\u00ed\u00a0<\/strong>– Byla zavedena p\u0159ed katastr\u00e1ln\u00edm z\u00e1konem v roce 1964 a zahrnovala soupis nemovitost\u00ed v\u010detn\u011b vlastnick\u00fdch pr\u00e1v.<\/p>

Extravil\u00e1n\u00a0<\/strong>– ozna\u010dujeme j\u00edm nezastav\u011bnou \u010d\u00e1st obce, respektive jej\u00edho katastr\u00e1ln\u00edho \u00fazem\u00ed.<\/p>

Fixace \u00farokov\u00e9 odchylky<\/strong>\u00a0– Zaji\u0161\u0165uje pevnou \u00farokovou odchylku po celou dobu trv\u00e1n\u00ed \u00fav\u011brov\u00e9 smlouvy.<\/p>

Fixace \u00farokov\u00e9 sazby<\/strong>\u00a0– Fixac\u00ed \u00farokov\u00e9 sazby je garantov\u00e1na nem\u011bnnost \u00farokov\u00e9 sazby po ur\u010ditou dobu. Po ukon\u010den\u00ed fixace se \u00farokov\u00e1 sazba m\u011bn\u00ed dle platn\u00fdch a aktu\u00e1ln\u00edch tr\u017en\u00edch hodnot.<\/p>

Fixn\u00ed \u00farokov\u00e1 sazba<\/strong>\u00a0– Pevn\u00e1 a nem\u011bnn\u00e1 hodnota \u00farokov\u00e9 sazby stanoven\u00e1 na dohodnut\u00e9 \u010dasov\u00e9 obdob\u00ed v r\u00e1mci \u00fav\u011brov\u00e9ho vztahu. V \u010cR jsou obvykl\u00e9 jednolet\u00e9, t\u0159\u00edlet\u00e9, p\u011btilet\u00e9 a desetilet\u00e9 fixace.<\/p>

Fond oprav\u00a0<\/strong>– Do fondu oprav ka\u017ed\u00fd m\u011bs\u00edc p\u0159isp\u00edvaj\u00ed vlastn\u00edci bytov\u00fdch jednotek. V\u00fd\u0161e p\u0159\u00edsp\u011bvku je ur\u010dena podle pod\u00edlu vlastn\u00edka na spole\u010dn\u00fdch prostor\u00e1ch, kter\u00fd je uveden v prohl\u00e1\u0161en\u00ed vlastn\u00edka a v\u00fdpisu listu vlastnictv\u00ed. Prost\u0159edky z fondu oprav jsou ur\u010deny k \u00fadr\u017eb\u011b a oprav\u00e1m spole\u010dn\u00fdch \u010d\u00e1st\u00ed domu. Nehrad\u00ed se z n\u011bj ostatn\u00ed oplatky (da\u0148 z nemovitosti, poji\u0161t\u011bn\u00ed budov,\u2026).<\/p>

Fyzick\u00e1 osoba \u2013 podnikatel\u00a0<\/strong>– Osoba podnikaj\u00edc\u00ed na z\u00e1klad\u011b z\u00edskan\u00e9ho \u017eivnostensk\u00e9ho opr\u00e1vn\u011bn\u00ed.<\/p>

Fyzick\u00e1 osoba\u00a0<\/strong>– Osoba, kter\u00e1 m\u00e1 pr\u00e1vn\u00ed zp\u016fsobilost k pr\u00e1v\u016fm a povinnostem. Tu z\u00edsk\u00e1v\u00e1 p\u0159i narozen\u00ed a p\u0159ich\u00e1z\u00ed o ni v okam\u017eiku smrti. P\u0159i dovr\u0161en\u00ed 18. roku z\u00edsk\u00e1v\u00e1 fyzick\u00e1 osoba zp\u016fsobilost k pr\u00e1vn\u00edm \u00fakon\u016fm, a to v pln\u00e9m rozsahu.<\/p>

Geometrick\u00e9 ur\u010den\u00ed nemovitosti a katastr\u00e1ln\u00edho \u00fazem\u00ed\u00a0<\/strong>– ur\u010den\u00ed tvaru a rozm\u011bru nemovitosti a katastr\u00e1ln\u00edho \u00fazem\u00ed, vymezen\u00fdch jejich hranicemi v zobrazovac\u00ed rovin\u011b (z\u00e1kon 344\/1992 Sb.).<\/p>

Geometrick\u00fd pl\u00e1n\u00a0<\/strong>– Geometrick\u00fd pl\u00e1n je neodd\u011blitelnou sou\u010d\u00e1st\u00ed listin, dle kter\u00fdch je tento z\u00e1pis prov\u00e1d\u011bn. N\u00e1vrh zm\u011bny vyj\u00e1d\u0159en\u00fd graficky s vy\u010d\u00edslen\u00edm v\u00fdm\u011br po zm\u011bn\u011b a s vyj\u00e1d\u0159en\u00edm majetkopr\u00e1vn\u00edch vztah\u016f. Geometrick\u00fd pl\u00e1n mus\u00ed b\u00fdt po vyhotoven\u00ed potvrzen na katastr\u00e1ln\u00edm \u00fa\u0159ad\u011b (je ur\u010den\u00fd pro \u00fadr\u017ebu katastru nemovitost\u00ed v aktu\u00e1ln\u00edm stavu).<\/p>

Hypote\u010dn\u00ed banka\u00a0<\/strong>– \u00dastav, kter\u00fd se specializuje na poskytov\u00e1n\u00ed hypote\u010dn\u00edch \u00fav\u011br\u016f.<\/p>

Hypote\u010dn\u00ed \u00fav\u011br\u00a0<\/strong>– \u00dav\u011br, jeho\u017e splacen\u00ed je ji\u0161t\u011bno z\u00e1stavn\u00edm pr\u00e1vem k nemovitosti. \u00da\u010delem \u00fav\u011bru m\u016f\u017ee b\u00fdt koup\u011b nemovitosti, financov\u00e1n\u00ed v\u00fdstavby nemovitosti, a dal\u0161\u00ed.<\/p>

Hypote\u010dn\u00ed z\u00e1stavn\u00ed listy\u00a0<\/strong>– Jedn\u00e1 se o dluhopisov\u00fd cenn\u00fd pap\u00edr, prost\u0159ednictv\u00edm n\u011bho\u017e je financov\u00e1n hypote\u010dn\u00ed \u00fav\u011br. Hodnota hypote\u010dn\u00edch z\u00e1stavn\u00edch list\u016f je kryta z\u00e1stavn\u00edm pr\u00e1vem na nemovitosti.<\/p>

Identifikace parcel\u00a0<\/strong>– porovn\u00e1n\u00ed z\u00e1pisu a z\u00e1kresu t\u00e9\u017ee nemovitosti v oper\u00e1tu katastru se z\u00e1pisem, pop\u0159. z\u00e1kresem v jin\u00fdch oper\u00e1tech nebo pravomocn\u00fdch rozhodnut\u00edch st\u00e1tn\u00edch org\u00e1n\u016f (z\u00e1kon 344\/1992 Sb.).<\/p>

Inkaso\u00a0<\/strong>– Typ platebn\u00ed transakce, kdy je v\u011b\u0159itelem strh\u00e1v\u00e1na spl\u00e1tka z dlu\u017en\u00edkova \u00fa\u010dtu.<\/p>

Jednor\u00e1zov\u00e1 spl\u00e1tka\u00a0<\/strong>– Mimo\u0159\u00e1dn\u00e1 spl\u00e1tka, kterou dlu\u017en\u00edk doplat\u00ed zb\u00fdvaj\u00edc\u00ed \u010d\u00e1st p\u016fj\u010dky, v\u010detn\u011b dohodnut\u00fdch poplatk\u016f a \u00farok\u016f.<\/p>

Jin\u00fd opr\u00e1vn\u011bn\u00fd\u00a0<\/strong>– Jedn\u00e1 se o osobu stanovenou jin\u00fdm ne\u017e vlastnick\u00fdm pr\u00e1vem, zapisuj\u00edc\u00ed se do katastru nemovitost\u00ed.<\/p>

Jistina\u00a0<\/strong>– Z\u00e1kladn\u00ed hodnota \u010d\u00e1stky, kter\u00e1 byla p\u016fj\u010dena nebo slou\u017eila jako vklad. Sou\u010d\u00e1st\u00ed jistiny jsou \u00faroky, kter\u00e9 tvo\u0159\u00ed p\u0159\u00edslu\u0161enstv\u00ed jistiny.<\/p>

Jistina, \u00fav\u011brov\u00e1 jistina\u00a0<\/strong>– P\u016fj\u010den\u00fd finan\u010dn\u00ed obnos. Za p\u016fj\u010den\u00ed tohoto finan\u010dn\u00edho obnosu plat\u00ed dlu\u017en\u00edk, osoba povinn\u00e1 splatit v\u011b\u0159iteli d\u0159\u00edve poskytnutou \u010d\u00e1stku. v\u011b\u0159iteli odm\u011bnu (\u00farok).<\/p>

Katastr nemovitost\u00ed\u00a0<\/strong>– Katastr nemovitost\u00ed je ve\u0159ejn\u00fd souhrn informac\u00ed o nemovitostech. Tyto informace obsahuj\u00ed popis nemovitost\u00ed, jejich geometrick\u00e9 a polohov\u00e9 ur\u010den\u00ed. Eviduj\u00ed se zde vlastnick\u00e1 a jin\u00e1 v\u011bcn\u00e1 pr\u00e1va, kter\u00e1 se v\u00e1\u017e\u00ed k nemovitostem. Jedn\u00e1 se o v\u00edce\u00fa\u010delov\u00fd katastr, slou\u017e\u00edc\u00ed k da\u0148ov\u00fdm, statistick\u00fdm a technick\u00fdm \u00fa\u010del\u016fm.<\/p>

Katastr\u00e1ln\u00ed mapa\u00a0<\/strong>– polohopisn\u00e1 mapa velk\u00e9ho m\u011b\u0159\u00edtka s popisem, kter\u00e1 zobrazuje v\u0161echny nemovitosti a katastr\u00e1ln\u00ed \u00fazem\u00ed, kter\u00e9 jsou p\u0159edm\u011btem katastru. Pozemky se v katastr\u00e1ln\u00ed map\u011b zobrazuj\u00ed pr\u016fm\u011btem sv\u00fdch hranic do zobrazovac\u00ed roviny, ozna\u010duj\u00ed se parceln\u00edmi \u010d\u00edsly a zna\u010dkami druh\u016f pozemk\u016f; stavby se zobrazuj\u00ed pr\u016fm\u011btem sv\u00e9ho vn\u011bj\u0161\u00edho obvodu (z\u00e1kon 344\/1992 Sb.).<\/p>

Katastr\u00e1ln\u00ed \u00fa\u0159ad\u00a0<\/strong>– \u00dast\u0159edn\u00ed org\u00e1n st\u00e1tn\u00ed spr\u00e1vy, ve kter\u00e9m jsou vedeny ve\u0161ker\u00e9 \u00fadaje o nemovitostech (ve\u0161ker\u00e1 pr\u00e1va k nemovitostem). Ke ka\u017ed\u00e9mu okrasn\u00edmu m\u011bstu se v\u00e1\u017ee p\u0159\u00edslu\u0161n\u00fd katastr\u00e1ln\u00ed \u00fa\u0159ad.<\/p>

Katastr\u00e1ln\u00ed \u00fazem\u00ed\u00a0<\/strong>– technick\u00e1 jednotka, kterou tvo\u0159\u00ed m\u00edstopisn\u011b uzav\u0159en\u00fd a v katastru spole\u010dn\u011b evidovan\u00fd soubor nemovitost\u00ed (z\u00e1kon 344\/1992 Sb.).<\/p>

Kolaudace\u00a0<\/strong>– \u00da\u0159edn\u00ed postup, dle kter\u00e9ho vyd\u00e1 p\u0159\u00edslu\u0161n\u00fd stavebn\u00ed \u00fa\u0159ad rozhodnut\u00ed o tom, zda ur\u010dit\u00fd objekt spl\u0148uje pat\u0159i\u010dn\u00e9 normy (stavebn\u00ed, hygienick\u00e9 a protipo\u017e\u00e1rn\u00ed) a sou\u010dasn\u011b ud\u011bluje povolen\u00ed u\u017e\u00edv\u00e1n\u00ed objektu pro dan\u00fd \u00fa\u010del.<\/p>

Komplexn\u00ed pozemkov\u00e1 \u00faprava\u00a0<\/strong>– Na z\u00e1klad\u011b t\u00e9to \u010dinnosti jsou uspo\u0159\u00e1d\u00e1na vlastnick\u00e1 pr\u00e1va k pozemk\u016fm, se kter\u00fdmi souvis\u00ed i v\u011bcn\u00e1 b\u0159emena. P\u0159i t\u00e9to \u010dinnosti se tak\u00e9 d\u00e1le pozemky slu\u010duj\u00ed, d\u011bl\u00ed nebo prostorov\u011b a funk\u010dn\u011b upravuj\u00ed. T\u00edm se zabezpe\u010duje p\u0159\u00edstup k pozemk\u016fm, \u010d\u00edm\u017e jsou vytvo\u0159eny podm\u00ednky k ochran\u011b p\u016fdn\u00edho fondu, zveleben\u00ed krajiny, z\u00farodn\u011bn\u00ed, hospoda\u0159en\u00ed. Ale zabezpe\u010duj\u00ed se tak\u00e9 podm\u00ednky ke zv\u00fd\u0161en\u00ed ekologick\u00e9 stability.<\/p>

Konsolidace dluhu\u00a0<\/strong>– P\u0159i konsolidaci dluhu doch\u00e1z\u00ed ke zm\u011bn\u011b lh\u016fty spl\u00e1cen\u00ed a ke slou\u010den\u00ed v\u00edce pohled\u00e1vek v jeden z\u00e1vazek. V r\u00e1mci konsolidace doch\u00e1z\u00ed k \u00faprav\u011b platebn\u00edch podm\u00ednek.<\/p>

Kopie katastr\u00e1ln\u00ed mapy\u00a0<\/strong>– Ru\u010dn\u011b, reprograficky nebo po\u010d\u00edta\u010dov\u011b po\u0159\u00edzen\u00fd obraz katastr\u00e1ln\u00ed mapy. Jedn\u00e1 se tak\u00e9 o ve\u0159ejnou listinu.<\/p>

Kupn\u00ed smlouva\u00a0<\/strong>– Soukromopr\u00e1vn\u00ed dokument, kter\u00fdm je prod\u00e1vaj\u00edc\u00ed povinen odevzdat kupuj\u00edc\u00edmu p\u0159edm\u011bt koup\u011b a kupuj\u00edc\u00ed se zavazuje, \u017ee p\u0159edm\u011bt p\u0159evezme a kupuj\u00edc\u00edmu zaplat\u00ed dohodnutou cenu. P\u0159i prodeji nemovitosti mus\u00ed p\u00edt p\u00edsemnou formu a v kupn\u00ed smlouv\u011b mus\u00ed b\u00fdt uvedeny ve\u0161ker\u00e9 identifikace (prod\u00e1vaj\u00edc\u00ed, kupuj\u00edc\u00ed, p\u0159edm\u011bt koup\u011b a kupn\u00ed cena).<\/p>

List vlastnictv\u00ed\u00a0<\/strong>– Jedn\u00e1 se o ve\u0159ejnou listinu, vyd\u00e1vanou katastr\u00e1ln\u00edm \u00fa\u0159adem. Listem vlastnictv\u00ed se osv\u011bd\u010duje vlastnictv\u00ed k nemovitosti. V t\u00e9to listin\u011b jsou uvedeny ve\u0161ker\u00e9 \u00fadaje, kter\u00e9 jsou tak\u00e9 zaps\u00e1ny v katastru nemovitost\u00ed.<\/p>

LTV\u00a0<\/strong>–\u00a0\u201e<\/strong>Loan to value\u201c, neboli \u010d\u00e1stka k zap\u016fj\u010den\u00ed. Vyjad\u0159uje pom\u011br mezi hypote\u010dn\u00edm \u00fav\u011brem a hodnotou zastavovan\u00e9 nemovitosti.<\/p>

Mezanin\u00a0<\/strong>– Term\u00edn pro podla\u017e\u00ed, kter\u00e9 je um\u00edst\u011bno mezi p\u0159\u00edzem\u00edm a prvn\u00edm patrem.<\/p>

Mezonet\u00a0<\/strong>– Byt, kter\u00fd m\u00e1 dv\u011b a v\u00edce podla\u017e\u00ed.<\/p>

Mimo\u0159\u00e1dn\u00e1 spl\u00e1tka\u00a0<\/strong>– Jedn\u00e1 se o spl\u00e1tku mimo r\u00e1mec spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e.<\/p>

Municipalita\u00a0<\/strong>– M\u011bstsk\u00e1 nebo obecn\u00ed samospr\u00e1va.<\/p>

Nab\u00fdvac\u00ed titul\u00a0<\/strong>– Dokument, na jej\u00edm\u017e z\u00e1klad\u011b z\u00edsk\u00e1v\u00e1 osoba vlastnick\u00e9 pr\u00e1vo k nemovitosti, nap\u0159. d\u011bdick\u00e1 smlouva, kupn\u00ed smlouva, darovac\u00ed smlouva, smlouva o p\u0159evodu a podobn\u011b.<\/p>

N\u00e1jemn\u00ed smlouva\u00a0<\/strong>– Smlouva, na z\u00e1klad\u011b kter\u00e9 je pronaj\u00edmatelem umo\u017en\u011bno u\u017e\u00edv\u00e1n\u00ed v\u011bci, za dohodnutou \u010d\u00e1stku a po dohodnutou dobu.<\/p>

N\u00e1vrh na vklad do katastru nemovitost\u00ed\u00a0<\/strong>– N\u00e1vrh, na z\u00e1klad\u011b kter\u00e9ho se p\u0159i uzav\u0159en\u00ed kupn\u00ed smlouvy katastr\u00e1ln\u00edm \u00fa\u0159adem zah\u00e1j\u00ed \u0159\u00edzen\u00ed o povolen\u00ed z\u00e1pisu vkladu pr\u00e1va do katastru nemovitost\u00ed.<\/p>

Nebytov\u00fd prostor\u00a0<\/strong>– Nebytov\u00fdm prostorem je m\u00edstnost nebo skupina m\u00edstnost\u00ed, kter\u00e9 nejsou dle stavebn\u00edho \u00fa\u0159adu ur\u010deny k bydlen\u00ed.<\/p>

Nebytov\u00fd prostor rozestav\u011bn\u00fd\u00a0<\/strong>– je m\u00edstnost nebo skupina m\u00edstnost\u00ed, kter\u00e9 nejsou dle stavebn\u00edho \u00fa\u0159adu ur\u010deny k bydlen\u00ed, pokud je prostor rozestav\u011bn v dom\u011b s byty a nebytov\u00fdmi prostory. D\u016fm mus\u00ed b\u00fdt v takov\u00e9m rozestav\u011bn\u00e9m st\u00e1diu, aby ji\u017e byl ohrani\u010den obvodov\u00fdmi zdmi a kryt st\u0159e\u0161n\u00ed konstrukc\u00ed.<\/p>

Nedo\u010derp\u00e1n\u00ed\u00a0<\/strong>– K nedo\u010derp\u00e1n\u00ed doch\u00e1z\u00ed tehdy, kdy\u017e klient nevy\u010derp\u00e1 celou \u010d\u00e1stku, kter\u00e1 je smluvn\u011b dan\u00e1.<\/p>

Nemovitost\u00a0<\/strong>– Jedn\u00e1 se o pozemek \u010di stavbu, kter\u00e1 je p\u011bvn\u011b spojena se zem\u00ed (nap\u0159\u00edklad d\u016fm, chata, gar\u00e1\u017e, pole, zahrada, rybn\u00edk, atd.)<\/p>

Obvykl\u00e1 cena sou\u010dasn\u00e1\u00a0<\/strong>– Kone\u010dn\u00e1 cena, kter\u00e1 je dosa\u017eena p\u0159i prodeji stejn\u00e9 nebo obdobn\u00e9 nemovitosti b\u011bhem klasick\u00e9ho obchodn\u00edho styku.<\/p>

Ocen\u011bn\u00ed nemovitost\u00ed\u00a0<\/strong>– Jedn\u00e1 se o cenu nemovitosti, stanovenou dle znaleck\u00e9ho posudku.<\/p>

Odhad nemovitosti\u00a0<\/strong>– Ohodnocen\u00ed majetku zejm\u00e9na p\u0159i smluvn\u00edm p\u0159evodu nebo prodeji nemovitosti v osobn\u00edm vlastnictv\u00ed. Pokud se jedn\u00e1 nap\u0159\u00edklad o v\u011bt\u0161\u00ed hodnotu nemovitosti, pak m\u016f\u017ee prov\u00e1d\u011bt odhad nemovitost\u00ed soudn\u00ed znalec.<\/p>

Ochrana osobn\u00edch \u00fadaj\u016f\u00a0<\/strong>– Vych\u00e1z\u00ed ze z\u00e1kona \u010d. 101\/2000 Sb., o ochran\u011b osobn\u00edch \u00fadaj\u016f a jedn\u00e1 se o zaji\u0161t\u011bn\u00ed ochrany \u00fadaj\u016f citliv\u00e9ho charakteru, jako je nap\u0159\u00edklad rodn\u00e9 \u010d\u00edslo.<\/p>

OSV\u010c (Osoba samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e1)\u00a0<\/strong>– Fyzick\u00e1 osoba podnikaj\u00edc\u00ed na z\u00e1klad\u011b z\u00edskan\u00e9ho \u017eivnostensk\u00e9ho opr\u00e1vn\u011bn\u00ed.<\/p>

P.A. (zp\u016fsob \u00faro\u010den\u00ed<\/strong>) – Neboli Per annum, co\u017e v p\u0159ekladu znamen\u00e1 ro\u010dn\u011b.<\/p>

Parcela\u00a0<\/strong>– pozemek, kter\u00fd je geometricky a polohov\u011b ur\u010den, zobrazen v katastr\u00e1ln\u00ed map\u011b a ozna\u010den parceln\u00edm \u010d\u00edslem (z\u00e1kon 344\/1992 Sb.).<\/p>

Parcela pozemkov\u00e1\u00a0<\/strong>– pozemek, kter\u00fd nen\u00ed stavebn\u00ed parcelou (z\u00e1kon 344\/1992 Sb.).<\/p>

Parcela stavebn\u00ed\u00a0<\/strong>– pozemek evidovan\u00fd v druhu pozemku zastav\u011bn\u00e9 plochy a n\u00e1dvo\u0159\u00ed (z\u00e1kon 344\/1992 Sb.).<\/p>

Plomba<\/strong>\u00a0– poukazuje na prob\u00edhaj\u00edc\u00ed zm\u011bny v katastru nemovitost\u00ed, kter\u00e9 se t\u00fdkaj\u00ed pr\u00e1vn\u00edch vztah\u016f v n\u011bm zaevidovan\u00fdch. Je vyzna\u010dena nejpozd\u011bji n\u00e1sleduj\u00edc\u00ed pracovn\u00ed den pot\u00e9, kdy je katastr\u00e1ln\u00edmu \u00fa\u0159adu doru\u010dena listina, na jej\u00edm\u017e z\u00e1klad\u011b m\u00e1 b\u00fdt do katastru nemovitost\u00ed proveden z\u00e1pis. Zna\u010d\u00ed se p\u00edsmenem „P“ uveden\u00fdm ve v\u00fdpisu z katastru nemovitost\u00ed p\u0159ed ozna\u010den\u00edm nemovitosti nebo jednotky, jich\u017e se prob\u00edhaj\u00edc\u00ed zm\u011bny pr\u00e1vn\u00edch vztah\u016f t\u00fdkaj\u00ed. Pokud je v listu vlastnictv\u00ed uvedena plomba \u201eP\u201c, pak to znamen\u00e1, \u017ee s nemovitost\u00ed nebo informac\u00ed n\u011bco d\u011bje. M\u016f\u017ee se jednat nap\u0159\u00edklad o zm\u011bnu pr\u00e1va k nemovitosti.<\/p>

Pod\u00edlov\u00e9 spoluvlastnictv\u00ed\u00a0<\/strong>– Jedn\u00e1 se vlastnictv\u00ed, kter\u00e9 se v p\u0159\u00edpad\u011b v\u00edce vlastn\u00edku d\u011bl\u00ed pod\u00edlem.<\/p>

Podn\u00e1jem\u00a0<\/strong>– Pr\u00e1vn\u00ed vztah mezi n\u00e1jemcem a podn\u00e1jemcem. N\u00e1jemce najatou v\u011bc nebo jej\u00ed \u010d\u00e1st p\u0159enech\u00e1v\u00e1 za \u00faplatu k u\u017e\u00edv\u00e1n\u00ed podn\u00e1jemci. Pronajat\u00fd byt nebo jeho \u010d\u00e1st nelze p\u0159enechat do podn\u00e1jmu bez p\u00edsemn\u00e9ho souhlasu pronaj\u00edmatele.<\/p>

Pohled\u00e1vka\u00a0<\/strong>– Pr\u00e1vo v\u011b\u0159itele po\u017eadovat po dlu\u017en\u00edkovi pln\u011bn\u00ed.<\/p>

Poji\u0161t\u011bn\u00ed z\u00e1stavy\u00a0<\/strong>– V r\u00e1mci hypote\u010dn\u00edho \u00fav\u011bru a \u00fav\u011br\u016f ze stavebn\u00edho spo\u0159en\u00ed je vy\u017eadov\u00e1no poji\u0161t\u011bn\u00ed samotn\u00e9 z\u00e1stavy nemovitosti.<\/p>

Polohov\u00e9 ur\u010den\u00ed nemovitosti a katastr\u00e1ln\u00edho \u00fazem\u00ed<\/strong>\u00a0– ur\u010den\u00ed jejich polohy ve vztahu k ostatn\u00edm nemovitostem a katastr\u00e1ln\u00edm \u00fazem\u00edm (z\u00e1kon 344\/1992 Sb.).<\/p>

Poplatek\u00a0<\/strong>– Finan\u010dn\u00ed odm\u011bna za poskytov\u00e1n\u00ed, spravov\u00e1n\u00ed a veden\u00ed \u00fav\u011bru.<\/p>

Pozemek\u00a0<\/strong>– pozemkem \u010d\u00e1st zemsk\u00e9ho povrchu odd\u011blen\u00e1 od sousedn\u00edch \u010d\u00e1st\u00ed hranic\u00ed \u00fazemn\u00ed spr\u00e1vn\u00ed jednotky nebo hranic\u00ed katastr\u00e1ln\u00edho \u00fazem\u00ed, hranic\u00ed vlastnickou, hranic\u00ed dr\u017eby, hranic\u00ed druh\u016f pozemk\u016f, pop\u0159. rozhran\u00edm zp\u016fsobu vyu\u017eit\u00ed pozemk\u016f (z\u00e1kon 344\/1992 Sb.).<\/p>

Pr\u00e1vn\u00ed subjektivita\u00a0<\/strong>– Zp\u016fsobilost k pr\u00e1v\u016fm a povinnostem.<\/p>

Pr\u00e1vnick\u00e1 osoba (PO)<\/strong>\u00a0– Pr\u00e1vnick\u00fdmi osobami jsou a) sdru\u017een\u00ed fyzick\u00fdch nebo pr\u00e1vnick\u00fdch osob, b) \u00fa\u010delov\u00e1 sdru\u017een\u00ed majetku, c) jednotky \u00fazemn\u00ed samospr\u00e1vy, d) jin\u00e9 subjekty, o kter\u00fdch to stanov\u00ed z\u00e1kon.<\/p>

Pr\u00e1zdniny na spl\u00e1cen\u00ed jistiny\u00a0<\/strong>– Dohodnut\u00e9 \u010dasov\u00e9 obdob\u00ed, b\u011bhem kter\u00e9ho se spl\u00e1c\u00ed pouze \u00farok z \u00fav\u011bru.<\/p>

PRIBOR\u00a0<\/strong>– Prague Interbank Offered Rates \u2013 v p\u0159ekladu pra\u017esk\u00e1 mezibankovn\u00ed nab\u00eddkov\u00e1 sazba. \u00darokov\u00e1 sazba, na z\u00e1klad\u011b kter\u00e9 si banky mezi sebou poskytuj\u00ed \u00fav\u011bry.<\/p>

Privatizace\u00a0<\/strong>– Privatizac\u00ed se p\u0159ev\u00e1d\u00ed statn\u00ed majetek na soukrom\u00fd, opakem privatizace je zn\u00e1rodn\u011bn\u00ed.<\/p>

Prohl\u00e1\u0161en\u00ed \u00fav\u011bru za splatn\u00fd\u00a0<\/strong>– Pokud dlu\u017en\u00edk ani po v\u00fdzv\u011b v\u011b\u0159itele nepln\u00ed dohodnut\u00e9 podm\u00ednky, pak je mu odebr\u00e1na v\u00fdhoda spl\u00e1tek.<\/p>

Prohl\u00e1\u0161en\u00ed vlastn\u00edka\u00a0<\/strong>– Na z\u00e1klad\u011b prohl\u00e1\u0161en\u00ed vlastn\u00edka domu je d\u016fm jako celek roz\u010dlen\u011bn na jednotky. Toto prohl\u00e1\u0161en\u00ed je vlo\u017eeno do katastru nemovitost\u00ed.<\/p>

Pron\u00e1jem\u00a0<\/strong>– Na z\u00e1klad\u011b smlouvy je pronaj\u00edmatelem umo\u017en\u011bno n\u00e1jemci u\u017e\u00edv\u00e1n\u00ed bytov\u00e9 \u010di nebytov\u00e9 jednotky (nap\u0159. byt v osobn\u00edm vlastnictv\u00ed), za dohodnutou \u010d\u00e1stku a po dohodnutou dobu. Pron\u00e1jem bytu je upraven ob\u010dansk\u00fdm z\u00e1kon\u00edkem.<\/p>

P\u0159edhypote\u010dn\u00ed \u00fav\u011br, stavebn\u00ed \u00fav\u011br\u00a0<\/strong>– Jedn\u00e1 se o kr\u00e1tkodob\u00fd \u00fav\u011br, kter\u00fd m\u016f\u017ee b\u00fdt pozd\u011bji p\u0159em\u011bn\u011bn na hypote\u010dn\u00ed \u00fav\u011br.<\/p>

P\u0159\u00edslu\u0161enstv\u00ed \u00fav\u011bru\u00a0<\/strong>– Jedn\u00e1 se o smluvn\u00ed \u00faroky a poplatky.<\/p>

P\u016fda nezem\u011bd\u011blsk\u00e1\u00a0<\/strong>– Jedn\u00e1 se o typ p\u016fdy, kter\u00fd nen\u00ed vhodn\u00fd pro vyu\u017e\u00edv\u00e1n\u00ed k zem\u011bd\u011blsk\u00fdm \u00fa\u010del\u016fm (nap\u0159\u00edklad vodn\u00ed plochy, atd.)<\/p>

P\u016fda zem\u011bd\u011blsk\u00e1\u00a0<\/strong>– Jedn\u00e1 se o typ p\u016fdy, kter\u00fd je ur\u010den k zem\u011bd\u011blsk\u00e9mu vyu\u017eit\u00ed.<\/p>

Rekonstrukce\u00a0<\/strong>– P\u0159estavba do p\u016fvodn\u00edho stavu.<\/p>

Rekrea\u010dn\u00ed chalupa<\/strong>\u00a0– star\u0161\u00ed stavebn\u00ed objekt, kter\u00fd byl vybudov\u00e1n pro \u00fa\u010del bydlen\u00ed a pozd\u011bji vy\u010dlen\u011bn z bytov\u00e9ho fondu a rekolaudov\u00e1n pro \u00fa\u010del individu\u00e1ln\u00ed rekreace.<\/p>

Rekrea\u010dn\u00ed chata<\/strong>\u00a0– stavba ur\u010den\u00e1 k individu\u00e1ln\u00ed rekreaci s obestav\u011bn\u00fdm prostorem maxim\u00e1ln\u011b 360 m3 a se zastav\u011bnou plochou maxim\u00e1ln\u011b 80 m2 v\u010detn\u011b verand, vstup\u016f a podsklepen\u00fdch teras; m\u016f\u017ee b\u00fdt podsklepen\u00e1 a m\u00edt nejv\u00fd\u0161e jedno nadzemn\u00ed podla\u017e\u00ed a podkrov\u00ed.<\/p>

Revitalizace\u00a0<\/strong>– V p\u0159\u00edpad\u011b staveb se jedn\u00e1 o modernizaci nebo zateplen\u00ed budov.<\/p>

Rozestav\u011bn\u00e1 budova<\/strong>\u00a0– budova v alespo\u0148 takov\u00e9m stupni rozestav\u011bnosti, \u017ee ji\u017e je patrn\u00e9 stavebn\u011b technick\u00e9 a funk\u010dn\u00ed uspo\u0159\u00e1d\u00e1n\u00ed prvn\u00edho nadzemn\u00edho podla\u017e\u00ed, pokud j\u00ed dosud nebylo p\u0159id\u011bleno \u010d\u00edslo popisn\u00e9 nebo eviden\u010dn\u00ed, a u budovy, kter\u00e9 se \u010d\u00edslo popisn\u00e9 nebo eviden\u010dn\u00ed nep\u0159id\u011bluje, pokud dosud nebylo zapo\u010dato s jej\u00edm u\u017e\u00edv\u00e1n\u00edm (z\u00e1kon 344\/1992 Sb.).<\/p>

RPSN\u00a0<\/strong>– Ro\u010dn\u00ed procentn\u00ed sazba n\u00e1klad\u016f \u2013 jedn\u00e1 se o procentu\u00e1ln\u00ed hodnotu, kter\u00e9 umo\u017e\u0148uje vyhodnotit, zda je poskytovan\u00fd \u00fav\u011br v\u00fdhodn\u00fd \u010di nev\u00fdhodn\u00fd. Vyjad\u0159uju procentu\u00e1ln\u00ed pod\u00edl, kter\u00fd dlu\u017en\u00edk zaplat\u00ed v\u011b\u0159iteli za rok. RPSN je souvisl\u00e9 se spl\u00e1tkami, spr\u00e1vou a dal\u0161\u00edmi n\u00e1klady spojen\u00fdmi s \u010derp\u00e1n\u00edm \u00fav\u011bru.<\/p>

Ru\u010den\u00ed\u00a0<\/strong>– Ru\u010ditel se zavazuje, \u017ee v p\u0159\u00edpad\u011b, \u017ee dlu\u017en\u00edk neuspokoj\u00ed pohled\u00e1vku v\u011b\u0159itele, p\u0159evezme tuto povinnost na sebe. Ru\u010ditelem se stane subjekt v p\u0159\u00edpad\u011b jednostrann\u00e9ho p\u00edsemn\u00e9ho prohl\u00e1\u0161en\u00ed.<\/p>

Ru\u010ditel\u00a0<\/strong>– Jedn\u00e1 se o pr\u00e1vnickou nebo fyzickou osobou, kter\u00e1 p\u0159eb\u00edr\u00e1 povinnost uspokojen\u00ed pohled\u00e1vky v\u011b\u0159itele, v p\u0159\u00edpad\u011b, \u017ee ji nedok\u00e1\u017ee uspokojit samotn\u00fd dlu\u017en\u00edk.<\/p>

Sank\u010dn\u00ed poplatek\u00a0<\/strong>– Pen\u00e1le za nepln\u011bn\u00ed smluvn\u00edch podm\u00ednek.<\/p>

Sazebn\u00edk\u00a0<\/strong>– Cen\u00edk ve\u0161ker\u00fdch poplatk\u016f, spojen\u00fdch se spr\u00e1vou a veden\u00edm poskytovan\u00e9ho \u00fav\u011bru.<\/p>

Sdru\u017een\u00ed vlastn\u00edk\u016f jednotek (SVJ)\u00a0<\/strong>– Subjekt, kter\u00fd m\u00e1 na starosti ve\u0161ker\u00e1 pr\u00e1va, spojen\u00e1 se spr\u00e1vou, provozem a opravami spole\u010dn\u00fdch \u010d\u00e1st\u00ed domu. Jedn\u00e1 se o pr\u00e1vnickou osobu, kter\u00e1 je opr\u00e1vn\u011bna vykon\u00e1vat \u010dinnosti, kter\u00e9 souvisej\u00ed s provozov\u00e1n\u00edm spole\u010dn\u00fdch \u010d\u00e1st\u00ed domu, slou\u017e\u00edc\u00ed i jin\u00fdm osob\u00e1m (pr\u00e1vnick\u00fdm i fyzick\u00fdm).<\/p>

Smlouva o p\u0159evodu\u00a0<\/strong>– Oboustrann\u00e1 smlouva mezi p\u0159ev\u00e1d\u011bj\u00edc\u00edm a nabyvatelem, kter\u00e1 mus\u00ed b\u00fdt p\u00edsemn\u00e9 formy a mus\u00ed obsahovat ve\u0161ker\u00e9 n\u00e1le\u017eitosti (identifikace smluvn\u00edch stran, p\u0159edm\u011bt p\u0159evodu). Slou\u017e\u00ed za \u00fa\u010delem p\u0159evodu \u2013 nabyt\u00ed (nap\u0159. p\u0159evod pr\u00e1v a povinnost\u00ed souvisej\u00edc\u00ed s \u010dlenstv\u00edm v dru\u017estvu,\u2026).<\/p>

Smluvn\u00ed pokuta\u00a0<\/strong>– Penaliza\u010dn\u00ed \u010d\u00e1stka za nespln\u011bn\u00ed dohodnut\u00fdch podm\u00ednek.<\/p>

Sn\u00edmek katastr\u00e1ln\u00ed mapy\u00a0<\/strong>– Ve\u0159ejn\u00e1 listina ve form\u011b obrazu katastr\u00e1ln\u00ed mapy, kter\u00fd je po\u0159\u00edzen ru\u010dn\u011b, reprograficky nebo po\u010d\u00edta\u010dov\u011b.<\/p>

Spole\u010dn\u00e9 \u010d\u00e1sti domu\u00a0<\/strong>– Spole\u010dn\u011b u\u017e\u00edvan\u00e9 prostory jako nap\u0159\u00edklad schodi\u0161t\u011b, su\u0161\u00e1rna, sklepn\u00ed prostory, ve\u0161ker\u00e9 svisl\u00e9 rozvody vody, odpadu, plynu, elektrick\u00e9 energie a dal\u0161\u00ed.<\/p>

Spole\u010dn\u00e9 jm\u011bn\u00ed man\u017eel\u016f (SJM)\u00a0<\/strong>– Jedn\u00e1 se o spole\u010dn\u011b nabyt\u00fd majetek za trv\u00e1n\u00ed man\u017eelstv\u00ed. Vlastnictv\u00ed je d\u011bleno rovn\u00fdm d\u00edlem. V\u00fdjimkou je majetek z\u00edskan\u00fd d\u011bdictv\u00edm, darem, restituc\u00ed nebo lze smluvn\u011b upravit pr\u00e1vo k majetku nabytn\u00e9 za trv\u00e1n\u00ed man\u017eelstv\u00ed a tento z\u00edskan\u00fd majetek n\u00e1le\u017e\u00ed pouze jednomu z man\u017eel\u016f.<\/p>

Spoludlu\u017en\u00edk\u00a0<\/strong>– Spoludlu\u017en\u00edkem je ten, kdo je ochoten pod\u00edlet se na spl\u00e1cen\u00ed dluhu spole\u010dn\u011b s dlu\u017en\u00edkem.<\/p>

Spot\u0159ebn\u00ed \u00fav\u011br\u00a0<\/strong>– \u00dav\u011br, kter\u00fd je poskytovan\u00fd fyzick\u00fd osob\u00e1m a je ur\u010den\u00fd k n\u00e1kupu p\u0159edm\u011bt\u016f dlouhodob\u00e9 spot\u0159eby nebo k zaplacen\u00ed ur\u010dit\u00e9ho duhu slu\u017eeb, nap\u0159\u00edklad studium, dovolen\u00e1, atd..<\/p>

Stavebn\u00ed spo\u0159itelna\u00a0<\/strong>– Jedn\u00e1 se o pen\u011b\u017en\u00ed \u00fastav, kter\u00fd nem\u00e1 pr\u00e1vo disponovat nebo obchodovat se vklady klient\u016f a vklady klient\u016f mus\u00ed ukl\u00e1dat pouze u spolehliv\u00fdch pen\u011b\u017en\u00edch \u00fastav\u016f. D\u00e1le m\u016f\u017ee nakupovat pouze likvidn\u00ed st\u00e1tn\u00ed pap\u00edry.<\/p>

Stavebn\u00ed \u00fav\u011br\u00a0<\/strong>– P\u0159eklenovac\u00ed \u00fav\u011br, kter\u00fd je poskytov\u00e1n pro zah\u00e1jen\u00ed nebo dokon\u010den\u00ed stavby a je zaji\u0161t\u011bn z\u00e1stavn\u00edm pr\u00e1vem k pozemku a pojistkou. Po dokon\u010den\u00ed stavby a jej\u00edho zkolaudov\u00e1n\u00ed je d\u00e1le spl\u00e1cen z \u0159\u00e1dn\u00e9ho hypote\u010dn\u00edho \u00fav\u011bru.<\/p>

Stvrzenka\u00a0<\/strong>– Pokladn\u00ed doklad, potvrzuj\u00edc\u00ed p\u0159evzet\u00ed finan\u010dn\u00ed \u010d\u00e1stky.<\/p>

Term\u00ednovan\u00fd vklad\u00a0<\/strong>– Slou\u017e\u00ed k z\u00faro\u010den\u00ed vkladu a b\u011bhem smluvn\u011b stanoven\u00e9ho obdob\u00ed se s n\u00edm nesm\u00ed disponovat. Obvykle se jedn\u00e1 o jednor\u00e1zov\u00fd vklad.<\/p>

Typ parcely\u00a0<\/strong>– Rozli\u0161ujeme dva typy parcel, parcela katastru nemovitost\u00ed (KN), kter\u00e1 je evidov\u00e1na se v\u0161emi \u00fadaji nebo parcelu evidovanou zjednodu\u0161en\u00fdm zp\u016fsobem (ZE), kter\u00e1 je evidov\u00e1na s pouze s vybran\u00fdmi \u00fadaji.<\/p>

\u00darok\u00a0<\/strong>– Pen\u011b\u017eit\u00e1 odm\u011bna, kter\u00e1 je poskytov\u00e1na za zap\u016fj\u010den\u00ed finan\u010dn\u00edch prost\u0159edk\u016f.<\/p>

\u00darok z prodlen\u00ed\u00a0<\/strong>– \u010c\u00e1stka, kter\u00e1 n\u00e1le\u017e\u00ed v\u011b\u0159iteli v p\u0159\u00edpad\u011b, \u017ee je dlu\u017en\u00edk v prodlen\u00ed s \u00fahradou. M\u00e1 pouze donucovac\u00ed funkci.<\/p>

\u00darokov\u00e1 m\u00edra\u00a0<\/strong>– \u00darokov\u00e1 m\u00edra vyj\u00e1d\u0159uje pod\u00edl \u00faroku na zap\u016fj\u010den\u00e9 \u010d\u00e1stce, resp. pom\u011br \u00faroku k velikosti zap\u016fj\u010den\u00e9 pen\u011b\u017en\u00ed sumy, nej\u010dast\u011bji v % za rok p.a.<\/p>

\u00darokov\u00e1 sazba\u00a0<\/strong>– \u00darokov\u00e1 sazba ud\u00e1v\u00e1, kolik je dlu\u017en\u00edk z jistiny povinen za stanovenou dobu za poskytnut\u00ed \u00fav\u011bru zaplatit. Vyjad\u0159uje se v procentech.<\/p>

\u00darokov\u00e1 spl\u00e1tka\u00a0<\/strong>– Jedn\u00e1 se pouze o spl\u00e1tku \u00farok\u016f z \u00fav\u011bru za smluven\u00e9 obdob\u00ed.<\/p>

\u00darokov\u00e9 obdob\u00ed\u00a0<\/strong>– Doba, po kterou je mimo spl\u00e1tku jistiny hrazena i spl\u00e1tka \u00farok\u016f.<\/p>

Typy \u00farokov\u00fdch sazeb\u00a0<\/strong>–<\/p>

Z\u00e1kladn\u00ed \u2013 doln\u00ed mez banky, banka stanov\u00ed sama, zm\u011bny z\u00e1kladn\u00ed jsou zp\u016fsobeny zm\u011bnami sazeb na pen\u011b\u017en\u00edm trhu.<\/p>

Diskontn\u00ed \u2013 vyhla\u0161uje ji CB a pou\u017e\u00edv\u00e1 p\u0159i poskytov\u00e1n\u00ed \u00fav\u011br\u016f OB nebo st\u00e1tu, \u00fav\u011br proti reeskontu sm\u011bnek, diskontn\u00ed je \u0159\u00edzen\u00e1 a ne tr\u017en\u00ed sazba, je pouze pro banky a st\u00e1t.<\/p>

Mezibankovn\u00ed sazba PRIBOR \u2013 stanov\u00ed se na z\u00e1klad\u011b fixingu nab\u00eddkov\u00fdch \u00farokov\u00fdch sazeb vybran\u00fdch bank p\u016fsob\u00edc\u00edch na trhu mezibankovn\u00edch depozit v \u010cR. Stanov\u00ed ji CB.<\/p>

\u00da\u0159edn\u011b ov\u011b\u0159en\u00fd podpis\u00a0<\/strong>– Podpis, kter\u00fd je proveden a ov\u011b\u0159en p\u0159ed \u00fa\u0159edn\u00edm org\u00e1nem.<\/p>

\u00dav\u011brov\u00e1 nemovitost<\/strong>\u00a0– Jedn\u00e1 se o nemovitost po\u0159\u00edzenou nebo zrekonstruovanou (modernizovanou) prost\u0159ednictv\u00edm poskytnut\u00e9ho \u00fav\u011bru.<\/p>

\u00dav\u011brov\u00fd limit, r\u00e1mec\u00a0<\/strong>– Je hranice, kterou nesm\u00ed v\u00fd\u0161e \u00fav\u011bru p\u0159ekro\u010dit.<\/p>

\u00dav\u011brov\u00fd p\u0159\u00edslib\u00a0<\/strong>– P\u00edsemn\u011b potvrzen\u00fd slib banky, \u017ee klientovi, v p\u0159\u00edpad\u011b, \u017ee spln\u00ed smluven\u00e9 podm\u00ednky, poskytne \u00fav\u011br.<\/p>

\u00dav\u011brov\u00fd \u00fa\u010det\u00a0<\/strong>– \u00da\u010det u v\u011b\u0159itele (banky) , kde je evidovan\u00fd cel\u00fd pr\u016fb\u011bh \u010derp\u00e1n\u00ed a spl\u00e1cen\u00ed.<\/p>

Uzn\u00e1n\u00ed podpisu za vlastn\u00ed\u00a0<\/strong>– Prohl\u00e1\u0161en\u00ed podepisuj\u00edc\u00edho, \u017ee se jedn\u00e1 o jeho podpis, \u010d\u00edm\u017e je podpis ov\u011b\u0159en.<\/p>

V\u011bcn\u00e9 b\u0159emeno\u00a0<\/strong>– Omezen\u00ed dlu\u017en\u00edkova pr\u00e1va k nemovitosti. Ukl\u00e1d\u00e1 vlastn\u00edkovi n\u011bco trp\u011bt, zdr\u017eet se n\u011b\u010deho nebo n\u011bco konat ve prosp\u011bch n\u011bkoho jin\u00e9ho.<\/p>

V\u011b\u0159itel\u00a0<\/strong>– Opr\u00e1vn\u011bn\u00fd po\u017eadovat pln\u011bn\u00ed po dlu\u017en\u00edkovi.<\/p>

Vinkulace\u00a0<\/strong>– Omezen\u00ed dispozi\u010dn\u00edho pr\u00e1va.<\/p>

Vklad\u00a0<\/strong>– Forma z\u00e1pisu pr\u00e1va k nemovitosti, kter\u00fd na z\u00e1klad\u011b rozhodnut\u00ed katastr\u00e1ln\u00edho \u00fa\u0159adu o povolen\u00ed vkladu ud\u00e1v\u00e1 vznik, z\u00e1nik nebo zm\u011bnu pr\u00e1va k nemovitosti.<\/p>

V\u0161eobecn\u00e9 obchodn\u00ed podm\u00ednky\u00a0<\/strong>– Podm\u00ednky upravuj\u00edc\u00ed vztahy smluvn\u00edch stran. Jsou p\u0159\u00edlohou ke smlouv\u011b a dopl\u0148uj\u00ed podm\u00ednky, kter\u00e9 nejsou uvedeny ve smlouv\u011b.<\/p>

V\u00fdm\u011bra parcely\u00a0<\/strong>– vyj\u00e1d\u0159en\u00ed plo\u0161n\u00e9ho obsahu pr\u016fm\u011btu pozemku do zobrazovac\u00ed roviny v plo\u0161n\u00fdch metrick\u00fdch jednotk\u00e1ch; velikost v\u00fdm\u011bry vypl\u00fdv\u00e1 z geometrick\u00e9ho ur\u010den\u00ed pozemku a zaokrouhluje se na cel\u00e9 \u010dtvere\u010dn\u00ed metry. V\u00fdm\u011bra parcely je evidov\u00e1na s p\u0159esnost\u00ed danou metodami, kter\u00fdmi byla zji\u0161t\u011bna; jej\u00edm zp\u0159esn\u011bn\u00edm nejsou dot\u010deny pr\u00e1vn\u00ed vztahy k pozemku (z\u00e1kon 344\/1992 Sb.).<\/p>

Zaji\u0161t\u011bn\u00ed \u00fav\u011bru\u00a0<\/strong>– Zaji\u0161t\u011bn\u00edm \u00fav\u011bru se dost\u00e1v\u00e1 v\u011b\u0159iteli z\u00e1ruky, \u017ee dlu\u017en\u00ed \u00fav\u011br zaplat\u00ed. Zn\u00e1me n\u011bkolik zp\u016fsob\u016f zaji\u0161t\u011bn\u00ed, ale v r\u00e1mci hypote\u010dn\u00edho \u00fav\u011bru je nej\u010dast\u011bj\u0161\u00ed zp\u016fsob zaji\u0161t\u011bn\u00ed z\u00e1stavn\u00ed pr\u00e1vo k nemovitosti.<\/p>

Z\u00e1stava\u00a0<\/strong>– P\u0159edm\u011bt z\u00e1stavy slou\u017e\u00ed jako zaji\u0161t\u011bn\u00ed v p\u0159\u00edpad\u011b, \u017ee dlu\u017en\u00edk dluh nezaplat\u00ed.<\/p>

Z\u00e1stavce\u00a0<\/strong>– Vlastn\u00edk p\u0159edm\u011btu z\u00e1stavy.<\/p>

Z\u00e1stavn\u00ed pr\u00e1vo\u00a0<\/strong>– Zp\u016fsob zaji\u0161t\u011bn\u00ed pohled\u00e1vky (v\u010detn\u011b p\u0159\u00edslu\u0161enstv\u00ed) po celou dobu spl\u00e1cen\u00ed. Vznik z\u00e1stavn\u00edho pr\u00e1va je seps\u00e1n v z\u00e1stavn\u00ed smlouv\u011b a je vlo\u017eeno do katastru nemovitosti.<\/p>

Z\u00e1stavn\u00ed v\u011b\u0159itel\u00a0<\/strong>– Ten, kdo p\u0159ijal p\u0159edm\u011bt z\u00e1stavy pro p\u0159\u00edpad zaji\u0161t\u011bn\u00ed pohled\u00e1vky.<\/p>

Z\u00e1vazn\u00e9 \u00fadaje katastru nemovitost\u00ed\u00a0<\/strong>– \u00dadaje v katastru nemovitost\u00ed, kter\u00e9 jsou ur\u010den\u00e9 jako z\u00e1vazn\u00e9 pro pr\u00e1vn\u00ed \u00fakony k nemovitostem, kter\u00e9 jsou uvedeny v katastru nemovitost\u00ed.<\/p>

Zjednodu\u0161en\u00e1 evidence parcel\u00a0<\/strong>– Do\u010dasn\u00fd soubor popisuj\u00edc\u00edch informac\u00ed katastru nemovitost\u00ed. Nejsou v n\u00ed obsa\u017eeny v\u0161echny \u00fadaje, kter\u00e9 jsou z\u00e1vazn\u011b stanoven\u00e9. Je vedena zjednodu\u0161en\u011b a hranice takto veden\u00fdch parcel nejsou sou\u010d\u00e1st\u00ed katastr\u00e1ln\u00edch map, pouze map p\u0159ede\u0161l\u00fdch evidenc\u00ed, nap\u0159\u00edklad pozemkov\u00fd katastr, evidence nemovitost\u00ed, atd.<\/p>

Zp\u016fsob ochrany nemovitost\u00ed\u00a0<\/strong>– Vymezen\u00ed druhu ochrany nemovitost\u00ed, nap\u0159\u00edklad pam\u00e1tkov\u00e1 ochrana a jin\u00e9.<\/p>

Zp\u016fsob vyu\u017eit\u00ed nemovitost\u00ed\u00a0<\/strong>– Informace, kter\u00e1 je uvedena v katastru nemovitosti a popisuje zp\u016fsob vyu\u017eit\u00ed ur\u010dit\u00e9 nemovitosti.<\/p>

Z\u016fstavitel\u00a0<\/strong>– Z\u016fstavitelem je zem\u0159el\u00e1 fyzick\u00e1 osoba, jej\u00ed\u017e smrt\u00ed p\u0159ech\u00e1z\u00ed na d\u011bdice jej\u00ed pr\u00e1va a z\u00e1vazky.<\/p>

\u017dadatel o \u00fav\u011br\u00a0<\/strong>– Osoba, kter\u00e1 m\u00e1 zp\u016fsobilost k pr\u00e1vn\u00edm \u00fakon\u016fm, a kter\u00e1 m\u00e1 trval\u00fd pobyt na \u00fazem\u00ed \u010cesk\u00e9 republiky. \u017dadateli o \u00fav\u011br m\u016f\u017ee b\u00fdt i v\u00edce fyzick\u00fdch osob (spolu\u017eadatel\u00e9) nebo i pr\u00e1vnick\u00e1 osoba.<\/p>

Zahr\u00e1dk\u00e1\u0159sk\u00e1 chata<\/strong>\u00a0– stavba ur\u010den\u00e1 k individu\u00e1ln\u00ed rekreaci s obestav\u011bn\u00fdm prostorem maxim\u00e1ln\u011b 110 m3 a zastav\u011bnou plochou maxim\u00e1ln\u011b 25 m2 v\u010detn\u011b verand, vstup\u016f a podsklepen\u00fdch teras; m\u016f\u017ee b\u00fdt podsklepen\u00e1 a m\u00edt nejv\u00fd\u0161e jedno nadzemn\u00ed podla\u017e\u00ed a podkrov\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Autor \u010dl\u00e1nku: RE\/MAX \u010cesk\u00e1 republika<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPostar\u00e1m se o v\u0161e kolem prodeje\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tU\u0161et\u0159ete sv\u016fj \u010das a nervy a sv\u011b\u0159te prodej nemovitosti n\u00e1m. Postar\u00e1me se o ve\u0161kerou administrativu.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tJak postupuji p\u0159i prodeji nemovitosti?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Velk\u00e9 shrnut\u00ed n\u00e1zvoslov\u00ed v realit\u00e1ch Anuita\u00a0– platba umo\u0159uj\u00edc\u00ed \u00fav\u011br, skl\u00e1d\u00e1 se jak ze samotn\u00e9 spl\u00e1tky, tak i z \u00faroku. V\u00fd\u0161e t\u00e9to \u010d\u00e1stky je po dobu spl\u00e1cen\u00ed stejn\u00e1. Na po\u010d\u00e1tku je z jistiny z v\u011bt\u0161\u00ed \u010d\u00e1sti umo\u0159en \u00farok a n\u00e1sledn\u011b se pom\u011br plynule sni\u017euje ve prosp\u011bch samotn\u00e9 spl\u00e1tky.\u00a0 Anuitn\u00ed spl\u00e1cen\u00ed\u00a0– Formou tohoto spl\u00e1cen\u00ed je jistina umo\u0159ov\u00e1na […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12956","post","type-post","status-publish","format-standard","hentry","category-nezarazene"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Samuel Kunert","author_link":"https:\/\/blaha.adsventure.cz\/cs_cz\/author\/samuel-kunert\/"},"uagb_comment_info":0,"uagb_excerpt":"Velk\u00e9 shrnut\u00ed n\u00e1zvoslov\u00ed v realit\u00e1ch Anuita\u00a0– platba umo\u0159uj\u00edc\u00ed \u00fav\u011br, skl\u00e1d\u00e1 se jak ze samotn\u00e9 spl\u00e1tky, tak i z \u00faroku. V\u00fd\u0161e t\u00e9to \u010d\u00e1stky je po dobu spl\u00e1cen\u00ed stejn\u00e1. Na po\u010d\u00e1tku je z jistiny z v\u011bt\u0161\u00ed \u010d\u00e1sti umo\u0159en \u00farok a n\u00e1sledn\u011b se pom\u011br plynule sni\u017euje ve prosp\u011bch samotn\u00e9 spl\u00e1tky.\u00a0 Anuitn\u00ed spl\u00e1cen\u00ed\u00a0– Formou tohoto spl\u00e1cen\u00ed je jistina umo\u0159ov\u00e1na…","rttpg_featured_image_url":null,"rttpg_author":{"display_name":"Samuel Kunert","author_link":"https:\/\/blaha.adsventure.cz\/cs_cz\/author\/samuel-kunert\/"},"rttpg_comment":0,"rttpg_category":"Neza\u0159azen\u00e9<\/a>","rttpg_excerpt":"Velk\u00e9 shrnut\u00ed n\u00e1zvoslov\u00ed v realit\u00e1ch Anuita\u00a0– platba umo\u0159uj\u00edc\u00ed \u00fav\u011br, skl\u00e1d\u00e1 se jak ze samotn\u00e9 spl\u00e1tky, tak i z \u00faroku. V\u00fd\u0161e t\u00e9to \u010d\u00e1stky je po dobu spl\u00e1cen\u00ed stejn\u00e1. 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