{"id":14098,"date":"2021-07-12T18:41:11","date_gmt":"2021-07-12T16:41:11","guid":{"rendered":"https:\/\/blaha.adsventure.cz\/?p=14098"},"modified":"2025-01-21T10:23:17","modified_gmt":"2025-01-21T09:23:17","slug":"podpojisteni-nemovitosti","status":"publish","type":"post","link":"https:\/\/blaha.adsventure.cz\/cs_cz\/podpojisteni-nemovitosti\/","title":{"rendered":"Podpoji\u0161t\u011bn\u00ed nemovitosti"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

T\u00fdk\u00e1 se i v\u00e1s. Jak ho vy\u0159e\u0161it?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

S nar\u016fstaj\u00edc\u00edmi cenami nemovitost\u00ed se zvy\u0161uje riziko podpoji\u0161t\u011bn\u00ed. Tento stav m\u016f\u017ee m\u00edt pro v\u00e1s ne\u017e\u00e1douc\u00ed d\u016fsledky, ale m\u00e1me pro v\u00e1s tipy, jak si s t\u00edm poradit a b\u00fdt v klidu.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>

Je zjevn\u00e9, \u017ee torn\u00e1do na Morav\u011b zd\u016fraznilo nutnost m\u00edt spr\u00e1vn\u011b poji\u0161t\u011bnou nemovitost. Je naprosto kl\u00ed\u010dov\u00e9 zajistit, aby nemovitost nebyla podpoji\u0161t\u011bna, co\u017e znamen\u00e1, \u017ee by byla poji\u0161t\u011bna na \u010d\u00e1stku ni\u017e\u0161\u00ed ne\u017e jej\u00ed aktu\u00e1ln\u00ed hodnota. Nen\u00ed neobvykl\u00e9, \u017ee skute\u010dn\u00e1 hodnota bytu nebo domu a hodnota uveden\u00e1 v pojistn\u00e9 smlouv\u011b se mohou li\u0161it o des\u00edtky procent.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>

V p\u0159\u00edpad\u011b, \u017ee va\u0161e nemovitost nen\u00ed spr\u00e1vn\u011b poji\u0161t\u011bna, tedy je podpoji\u0161t\u011bna, hroz\u00ed v\u00e1m velk\u00e9 riziko. Pokud by do\u0161lo k n\u011bjak\u00e9 katastrof\u011b, poji\u0161\u0165ovna by v\u00e1m toti\u017e vyplatila pen\u00edze podle v\u00fd\u0161e pojistn\u00e9 \u010d\u00e1stky uveden\u00e9 ve smlouv\u011b, nikoliv podle skute\u010dn\u00e9 hodnoty nemovitosti v sou\u010dasnosti. To m\u016f\u017ee v\u00e9st k velk\u00fdm probl\u00e9m\u016fm, nebo\u0165 v mnoha situac\u00edch by to nemuselo sta\u010dit ani na n\u00e1hradu zp\u016fsoben\u00fdch \u0161kod, ani na zaji\u0161t\u011bn\u00ed nov\u00e9ho bydlen\u00ed.<\/p><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

Rostouc\u00ed ceny nemovitost\u00ed zp\u016fsobuj\u00ed podpoji\u0161t\u011bn\u00ed\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Nic nov\u00e9ho nen\u00ed na tom, \u017ee podpoji\u0161t\u011bn\u00ed nemovitost\u00ed je trval\u00fdm probl\u00e9mem, kter\u00fd je nav\u00edc zhor\u0161ov\u00e1n rapidn\u00edm r\u016fstem cen nemovitost\u00ed v posledn\u00edch letech. Tyto ceny mohou p\u0159em\u011bnit pojistn\u00e9 smlouvy uzav\u0159en\u00e9 p\u0159ed n\u011bkolika lety na bezcenn\u00e9 pap\u00edry, proto\u017ee v p\u0159\u00edpad\u011b pot\u0159eby by vyplacen\u00e1 \u010d\u00e1stka nemusela b\u00fdt dostate\u010dn\u00e1 na pokryt\u00ed skute\u010dn\u00fdch \u0161kod.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Je-li pojistn\u00e1 smlouva uzav\u0159ena p\u0159ed n\u011bkolika lety, m\u016f\u017ee se st\u00e1t, \u017ee v d\u016fsledku rychle rostouc\u00edch cen nemovitost\u00ed se hodnota majetku mnohon\u00e1sobn\u011b zv\u00fd\u0161\u00ed a pojistn\u00e9 pln\u011bn\u00ed ji\u017e nedosta\u010duje na pokryt\u00ed re\u00e1ln\u00e9 \u0161kody. Pokud tedy m\u00e1te nap\u0159\u00edklad pojist\u011bn\u00fd byt za 2 miliony K\u010d, kter\u00fd se dnes ji\u017e prod\u00e1v\u00e1 za 4 miliony K\u010d, a v byt\u011b vznikne \u0161koda za 1 milion, poji\u0161\u0165ovna vyplat\u00ed pouze polovinu t\u00e9to \u010d\u00e1stky, proto\u017ee se \u0159\u00edd\u00ed hodnotou bytu ze dne uzav\u0159en\u00ed pojistn\u00e9 smlouvy. Je d\u016fle\u017eit\u00e9 si tuto skute\u010dnost uv\u011bdomit a m\u00edt na pam\u011bti, \u017ee v takov\u00e9 situaci nen\u00ed majetek pln\u011b poji\u0161t\u011bn. Kdy\u017e kupujete nemovitost, kter\u00e1 je zat\u00ed\u017eena hypot\u00e9kou, mus\u00ed b\u00fdt v ur\u010dit\u00e9 f\u00e1zi p\u0159evodu va\u0161\u00ed nemovitost\u00ed, kter\u00e1 zaji\u0161\u0165uje tento ciz\u00ed dluh. Toto z\u00e1stavn\u00ed pr\u00e1vo je pr\u00e1vo v\u011bcn\u00e9, co\u017e znamen\u00e1, \u017ee osud v\u011bci, kter\u00e1 je zat\u00ed\u017eena, bude sd\u00edlet s kupuj\u00edc\u00edm a p\u0159ejde na n\u011bj spolu s nemovitost\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\n\t\t\t\n\t\t\t\t\t\t
\n\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tNejste podpoji\u0161t\u011bni? Nechte si zdarma spo\u010d\u00edtat cenu nemovitosti\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tNejste si jisti, zda podpoji\u0161t\u011bn\u00ed nen\u00ed i v\u00e1\u0161 probl\u00e9m? Zdarma v\u00e1m odhadneme cenu nemovitosti.\n\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tJak postupuji p\u0159i prodeji nemovitosti?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Jak prodat nemovitost s hypot\u00e9kou?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Je d\u016fle\u017eit\u00e9 vz\u00edt v \u00favahu, jak bude kupuj\u00edc\u00ed financovat n\u00e1kup va\u0161\u00ed nemovitosti. Pokud bude kupuj\u00edc\u00ed platit vlastn\u00edmi prost\u0159edky, bude obvykle slo\u017eit celou kupn\u00ed cenu do \u00faschovy a \u010d\u00e1st z t\u00e9to \u010d\u00e1stky bude pou\u017eita na splacen\u00ed hypot\u00e9ky, pot\u00e9 co dojde k p\u0159evodu vlastnick\u00e9ho pr\u00e1va. Tento postup poskytuje kupuj\u00edc\u00edmu jistotu, \u017ee a\u010dkoliv je nemovitost zat\u00ed\u017eena z\u00e1stavn\u00edm pr\u00e1vem p\u0159i uzav\u00edr\u00e1n\u00ed kupn\u00ed smlouvy, bude tento z\u00e1stavn\u00ed vztah zru\u0161en v pr\u016fb\u011bhu n\u00e1sledn\u00e9ho vypo\u0159\u00e1d\u00e1n\u00ed kupn\u00ed ceny a kupuj\u00edc\u00ed tak z\u00edsk\u00e1 nemovitost bez jak\u00fdchkoliv omezen\u00ed.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>

Pokud bude kupuj\u00edc\u00ed financovat n\u00e1kup nemovitosti \u010d\u00e1ste\u010dn\u011b z hypote\u010dn\u00edho \u00fav\u011bru, bude cel\u00fd proces podobn\u00fd, ale s t\u00edm rozd\u00edlem, \u017ee banka kupuj\u00edc\u00edho nebude p\u0159ev\u00e1d\u011bt \u010d\u00e1st pen\u011bz do \u00faschovy, ale p\u0159\u00edmo je vyplat\u00ed va\u0161\u00ed bance k\u00a0splacen\u00ed hypot\u00e9ky. T\u00edmto zp\u016fsobem si banka kupuj\u00edc\u00edho zajist\u00ed, \u017ee va\u0161e star\u00e9 z\u00e1stavn\u00ed pr\u00e1vo bude skute\u010dn\u011b zru\u0161eno a jej\u00ed nov\u00e9 z\u00e1stavn\u00ed pr\u00e1vo bude v prvn\u00edm po\u0159ad\u00ed.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>

S t\u00edmto postupem souvis\u00ed je\u0161t\u011b jedna d\u016fle\u017eit\u00e1 skute\u010dnost, a to z\u0159\u00edzen\u00ed druh\u00e9ho z\u00e1stavn\u00edho pr\u00e1va k nemovitosti, kterou prod\u00e1v\u00e1te. Nov\u00e9 z\u00e1stavn\u00ed pr\u00e1vo m\u00e1 za \u00fakol zajistit pen\u00edze, kter\u00e9 banka p\u016fj\u010duje kupuj\u00edc\u00edmu na n\u00e1kup va\u0161\u00ed nemovitosti. I kdy\u017e se jedn\u00e1 o ciz\u00ed dluh (dluh kupuj\u00edc\u00edho v\u016f\u010di bance) z va\u0161eho pohledu, va\u0161e nemovitost bude v ur\u010dit\u00e9 f\u00e1zi slou\u017eit jako z\u00e1ruka pro tento ciz\u00ed dluh. I kdy\u017e to pro kupuj\u00edc\u00edho nemus\u00ed b\u00fdt pohodln\u00e9, hypote\u010dn\u00ed praxe nep\u0159ipou\u0161t\u00ed jin\u00e9 \u0159e\u0161en\u00ed. Na druhou stranu, tento postup obvykle nezp\u016fsobuje z\u00e1sadn\u00ed probl\u00e9my, proto\u017ee z\u00e1stavn\u00ed pr\u00e1vo je v\u011bcn\u00e9 pr\u00e1vo a sd\u00edl\u00ed osud v\u011bci, kterou zat\u011b\u017euje. Po p\u0159evodu vlastnick\u00e9ho pr\u00e1va k va\u0161\u00ed nemovitosti tedy nov\u00e9 z\u00e1stavn\u00ed pr\u00e1vo p\u0159ejde spolu s nemovitost\u00ed na kupuj\u00edc\u00edho.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Spr\u00e1vn\u00e9 na\u010dasov\u00e1n\u00ed u\u0161et\u0159\u00ed nervy\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Je nutn\u00e9 stanovit spr\u00e1vn\u00fd term\u00edn pro splacen\u00ed hypot\u00e9ky p\u0159i prodeji va\u0161\u00ed nemovitosti. Tento term\u00edn bude odli\u0161n\u00fd podle toho, zda kupuj\u00edc\u00ed plat\u00ed kupn\u00ed cenu z vlastn\u00edch zdroj\u016f nebo z hypote\u010dn\u00edho \u00fav\u011bru. Banka vypo\u010d\u00edt\u00e1 ve\u0161ker\u00e9 sv\u00e9 pohled\u00e1vky k po\u017eadovan\u00e9mu term\u00ednu, aby se dos\u00e1hlo z\u00e1niku z\u00e1stavn\u00edho pr\u00e1va na va\u0161\u00ed nemovitosti. Z\u00e1stavn\u00ed pr\u00e1vo a dluh jsou akcesorn\u00ed, tak\u017ee z\u00e1stavn\u00ed pr\u00e1vo zanikne v\u017edy spole\u010dn\u011b s dluhem, kter\u00fd zaji\u0161\u0165uje.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>

Nemus\u00edte se b\u00e1t prodat nemovitost, kter\u00e1 je zat\u00ed\u017eena z\u00e1stavn\u00edm pr\u00e1vem, proto\u017ee to nen\u00ed z\u00e1sadn\u00ed p\u0159ek\u00e1\u017eka. Naopak, v dne\u0161n\u00ed dob\u011b nab\u00edz\u00ed prodej nemovitosti zaj\u00edmav\u00e9 obchodn\u00ed p\u0159\u00edle\u017eitosti, kter\u00e9 mohou pomoci splatit nejen hypot\u00e9ku v\u00e1zanou na prod\u00e1vanou nemovitost, ale i druhou hypot\u00e9ku na jin\u00e9 nemovitosti. Pokud m\u00e1te st\u00e1vaj\u00edc\u00ed hypot\u00e9ku s fixn\u00edm obdob\u00edm, kter\u00e9 brzy skon\u010d\u00ed, m\u016f\u017ee se tento postup jevit jako zaj\u00edmav\u00e9 \u0159e\u0161en\u00ed, zejm\u00e9na vzhledem k neust\u00e1le rostouc\u00edm \u00farokov\u00fdm sazb\u00e1m hypote\u010dn\u00edch \u00fav\u011br\u016f.<\/p><\/div><\/div><\/div>

\u00a0<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>

Je d\u016fle\u017eit\u00e9 m\u00edt na pam\u011bti, \u017ee prodej nemovitosti zat\u00ed\u017een\u00e9 z\u00e1stavn\u00edm pr\u00e1vem si vy\u017eaduje pe\u010dliv\u00e9 pl\u00e1nov\u00e1n\u00ed a koordinaci mezi smluvn\u00edmi stranami a jejich bankami, aby byl cel\u00fd proces \u00fasp\u011b\u0161n\u00fd. Pokud m\u00e1te jak\u00e9koli pochybnosti ohledn\u011b pl\u00e1nov\u00e1n\u00ed nebo proveden\u00ed jednotliv\u00fdch krok\u016f, m\u011bli byste se poradit s odborn\u00edky, kte\u0159\u00ed v\u00e1m pomohou zajistit hladk\u00fd pr\u016fb\u011bh cel\u00e9ho procesu.<\/p><\/div><\/div><\/div><\/div><\/div><\/section>

Autor \u010dl\u00e1nku Miroslav Pleva\u00a0je realitn\u00edm advok\u00e1tem spolupracuj\u00edc\u00edm s\u00a0fran\u0161\u00edzantem s\u00edt\u011b realitn\u00edch kancel\u00e1\u0159\u00ed RE\/MAX.<\/em><\/p><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

T\u00fdk\u00e1 se i v\u00e1s. Jak ho vy\u0159e\u0161it? S nar\u016fstaj\u00edc\u00edmi cenami nemovitost\u00ed se zvy\u0161uje riziko podpoji\u0161t\u011bn\u00ed. Tento stav m\u016f\u017ee m\u00edt pro v\u00e1s ne\u017e\u00e1douc\u00ed d\u016fsledky, ale m\u00e1me pro v\u00e1s tipy, jak si s t\u00edm poradit a b\u00fdt v klidu. Je zjevn\u00e9, \u017ee torn\u00e1do na Morav\u011b zd\u016fraznilo nutnost m\u00edt spr\u00e1vn\u011b poji\u0161t\u011bnou nemovitost. Je naprosto kl\u00ed\u010dov\u00e9 zajistit, aby nemovitost […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14098","post","type-post","status-publish","format-standard","hentry","category-nezarazene"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Samuel Kunert","author_link":"https:\/\/blaha.adsventure.cz\/cs_cz\/author\/samuel-kunert\/"},"uagb_comment_info":0,"uagb_excerpt":"T\u00fdk\u00e1 se i v\u00e1s. Jak ho vy\u0159e\u0161it? S nar\u016fstaj\u00edc\u00edmi cenami nemovitost\u00ed se zvy\u0161uje riziko podpoji\u0161t\u011bn\u00ed. Tento stav m\u016f\u017ee m\u00edt pro v\u00e1s ne\u017e\u00e1douc\u00ed d\u016fsledky, ale m\u00e1me pro v\u00e1s tipy, jak si s t\u00edm poradit a b\u00fdt v klidu. Je zjevn\u00e9, \u017ee torn\u00e1do na Morav\u011b zd\u016fraznilo nutnost m\u00edt spr\u00e1vn\u011b poji\u0161t\u011bnou nemovitost. Je naprosto kl\u00ed\u010dov\u00e9 zajistit, aby nemovitost…","rttpg_featured_image_url":null,"rttpg_author":{"display_name":"Samuel Kunert","author_link":"https:\/\/blaha.adsventure.cz\/cs_cz\/author\/samuel-kunert\/"},"rttpg_comment":0,"rttpg_category":"Neza\u0159azen\u00e9<\/a>","rttpg_excerpt":"T\u00fdk\u00e1 se i v\u00e1s. Jak ho vy\u0159e\u0161it? S nar\u016fstaj\u00edc\u00edmi cenami nemovitost\u00ed se zvy\u0161uje riziko podpoji\u0161t\u011bn\u00ed. Tento stav m\u016f\u017ee m\u00edt pro v\u00e1s ne\u017e\u00e1douc\u00ed d\u016fsledky, ale m\u00e1me pro v\u00e1s tipy, jak si s t\u00edm poradit a b\u00fdt v klidu. Je zjevn\u00e9, \u017ee torn\u00e1do na Morav\u011b zd\u016fraznilo nutnost m\u00edt spr\u00e1vn\u011b poji\u0161t\u011bnou nemovitost. Je naprosto kl\u00ed\u010dov\u00e9 zajistit, aby nemovitost…","_links":{"self":[{"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/posts\/14098","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/comments?post=14098"}],"version-history":[{"count":37,"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/posts\/14098\/revisions"}],"predecessor-version":[{"id":16988,"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/posts\/14098\/revisions\/16988"}],"wp:attachment":[{"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/media?parent=14098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/categories?post=14098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blaha.adsventure.cz\/cs_cz\/wp-json\/wp\/v2\/tags?post=14098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}